SLM Corporation (SLM) fair value analysis

Nasdaq · Updated 2026-09-07

SLM Corporation is a financial services company that specializes in student lending, including federal and private student loans, as well as loan servicing and education-related financial products. The company operates throughout the United States, providing services to millions of student loan borrowers and educational institutions.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, SLM is trading at a 10–25% premium to estimated fair value.

SLM currently ranks #102 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $27.10
Sector: Financial Services
12-month range: $18.73–$29.27

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: F
Leverage: High
Margin trend: Contracting
Revenue growth: High
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for SLM

Our model validated 16 trailing price-to-earnings windows for SLM, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $18.73–$29.27.
The 14-day relative strength index sits at a neutral 52.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for SLM
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent SLM news

TickrTrends' derived news-sentiment signal for SLM is currently mixed, computed from recent coverage.

SLM Corporation (SLM) Q2 2026 Earnings Call Transcript (seekingalpha.com, 2026-07-24)
TickrTrends take: SLM Corporation operates in the Financial Services sector and TickrTrends currently derives a valuation verdict of Overvalued for the stock. Given this assessment, investors reviewing the Q2 2026 earnings call should pay particular attention to management's commentary on net revenue trends, loan portfolio performance, and any guidance revisions that might justify or challenge the current valuation multiple. The earnings transcript will be critical for determining whether SLM's earnings power supports its current market price or whether the Overvalued designation reflects deteriorating fundamentals relative to valuation.
SLM Corporation 2026 Q2 - Results - Earnings Call Presentation (NASDAQ:SLM) 2026-07-23 (seekingalpha.com, 2026-07-23)
TickrTrends take: SLM Corporation released its 2026 Q2 earnings materials on July 23, providing updated financial performance data for the period. Given TickrTrends' current assessment that SLM trades at an overvalued level within the Financial Services sector, investors focused on valuation metrics should examine whether the company's earnings trajectory and asset quality trends support current market pricing or suggest further downside risk. The earnings call presentation offers key metrics on loan performance, net interest margins, and capital ratios that will be critical for determining whether the overvaluation thesis holds or warrants reassessment.

What people are saying

Follow the SLM conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — TickrTrends' derived indicators for SLM show a shift in momentum assessment this week, with the previous B rating removed and currently showing no momentum rating. The stock, which operates in the Financial Services sector, maintains an overvalued valuation verdict according to the current analysis.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is SLM stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), SLM is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is SLM's TickrTrends verdict?

SLM's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does SLM compare to other Financial Services stocks?

SLM ranks #102 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is SLM overbought or oversold?

SLM's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

SLM vs BCAL · SLM vs BFST · SLM vs BPOP · SLM vs DCOM · SLM vs FCNCA