S&T Bancorp, Inc. (STBA) fair value analysis
Nasdaq · Updated 2026-10-19
STBA price how computed
Forward Fair Value verdict
OvervaluedSTBA is trading at more than a 25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $48.84
- Sector
- Financial Services
- 12-month range
- $35.95–$53.36
- Market cap
- $1.72B
- From 52-week high
- -8.5%
- Shares outstanding
- 35.3M
- Rank in Financial Services by discount to fair value
- #148 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
S&T Bancorp, Inc. is a bank holding company that provides retail and commercial banking services through its subsidiary, S&T Bank. The company operates primarily in Pennsylvania and Ohio, serving customers through a network of branch locations in these states.
STBA currently ranks #148 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.72B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $559M
- Net margin
- 25.2%
- EPS (TTM)
- $3.76
- Gross margin
- 70.6%
- Debt / equity
- 0.20
- Revenue growth (3-yr avg)
- -1.7%
- Shares outstanding
- 35.3M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Stable
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 48 · neutral
- 50-day average
- $49.73
- 200-day average
- $45.91
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.46 per share (4 payments)
- Yield on last price
- 2.99%
- Consecutive years of increases
- 13
- Last ex-dividend date
- 2026-08-18
- Last payment date
- 2026-08-27
Earnings how computed
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+10.9%)
2026-03 ▲ beat (+8.0%)
2025-12 ▲ beat (+1.1%)
2025-09 ▲ beat (+5.8%)
2025-06 ▲ beat (+2.5%)
2025-03 ▲ beat (+16.0%)
2024-12 ▲ beat (+11.7%)
2024-09 ▲ beat (+4.9%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 6 hold · 0 sell (7 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $53.3
- Target vs last price
- +9.1%
What our data shows for STBA
- Our model validated 17 trailing price-to-earnings windows for STBA, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $35.95–$53.36.
- The 14-day relative strength index sits at a neutral 48.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for STBA
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent STBA news
TickrTrends' derived news-sentiment signal for STBA is currently mixed, computed from recent coverage.
- STBA Assumes Market Perform by Raymond James (gurufocus.com, 2026-10-01)
TickrTrends take: STBA carries an Overvalued designation from TickrTrends within the Financial Services sector, which suggests the market may be pricing in optimistic expectations relative to fundamentals. Raymond James' Market Perform rating indicates the firm expects the stock to move in line with broader market trends, a view that does not necessarily align with or challenge the overvaluation assessment. Investors focused on valuation metrics should monitor whether STBA's fundamentals improve sufficiently to justify current price levels, or whether a repricing toward fair value may occur.
What people are saying
Follow the STBA conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — TickrTrends' derived indicators for STBA reflect a shift in momentum this week. The 50/200-day trend state moved from uptrend to mixed, suggesting a loss of directional conviction in the near term. Despite this technical deterioration, the stock remains assessed as overvalued according to current valuation metrics.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is STBA stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), STBA is trading at more than a 25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is STBA's TickrTrends verdict?
STBA's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does STBA compare to other Financial Services stocks?
STBA ranks #148 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is STBA overbought or oversold?
STBA's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does STBA pay a dividend?
Yes. STBA paid $1.46 per share over the last twelve months (4 payments), a 2.99% yield on TickrTrends' last price, and has raised the annual total for 13 consecutive years. The last ex-dividend date was 2026-08-18.
Does STBA usually beat earnings estimates?
Over its last 8 reported quarters STBA beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about STBA?
Of 7 analysts covering STBA, 1 rate it a buy, 6 a hold and 0 a sell - hold-leaning, with a consensus price target of $53.3 (+9.1% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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