The Bancorp, Inc. (TBBK) fair value analysis
Nasdaq · Updated 2026-10-19
TBBK price how computed
Forward Fair Value verdict
UndervaluedTBBK is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $49.60
- Sector
- Financial Services
- 12-month range
- $48.13–$79.17
- Market cap
- $2.02B
- From 52-week high
- -37.4%
- Shares outstanding
- 40.8M
- Rank in Financial Services by discount to fair value
- #8 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
The Bancorp, Inc. is a financial services company that operates as a bank holding company providing banking and financial services through its subsidiaries. The company operates primarily in the United States, offering products and services including deposit accounts, lending, and other banking solutions to retail and commercial customers.
TBBK currently ranks #8 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $2.02B
- P/E (trailing)
- 9x
- Revenue (TTM)
- $757M
- Net margin
- 30.6%
- EPS (TTM)
- $5.32
- Gross margin
- 67.0%
- Debt / equity
- 1.36
- Revenue growth (3-yr avg)
- 10.6%
- Shares outstanding
- 40.8M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Expanding
- 52-week position
- The bottom quarter of its range
Technicals how computed
- RSI (14-day)
- 48 · neutral
- 50-day average
- $57.35
- 200-day average
- $59.44
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Earnings how computed
- Next earnings report
- 2026-10-29
- Last 8 quarters vs consensus
- 3 beat, 5 missed
- Quarter by quarter
- 2026-06 ▲ beat (+6.6%)
2026-03 ▲ beat (+5.2%)
2025-12 ▼ miss (-12.3%)
2025-09 ▼ miss (-11.3%)
2025-06 ▼ miss (-0.8%)
2025-03 ▼ miss (-4.0%)
2024-12 ▲ beat (+1.8%)
2024-09 ▼ miss (-7.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 3 buy · 0 hold · 0 sell (3 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $76
- Target vs last price
- +53.2%
What our data shows for TBBK
- Our model validated 17 trailing price-to-earnings windows for TBBK, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $48.13–$79.17.
- The 14-day relative strength index sits at a neutral 48.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for TBBK
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent TBBK news
TickrTrends' derived news-sentiment signal for TBBK is currently leaning positive, computed from recent coverage.
- TBBK Reiterated by Piper Sandler -- Price Target Lowered to $75 (gurufocus.com, 2026-09-17)
TickrTrends take: Piper Sandler's reduction of its price target to $75 occurs within a context where TickrTrends currently assesses TBBK as undervalued. The analyst action provides a concrete benchmark for valuation-focused investors monitoring the Financial Services sector company, particularly as the new target establishes a reference point against which the current market price can be evaluated. Investors watching for signals of whether the undervalued assessment holds should monitor whether the stock price moves toward, away from, or stabilizes relative to this $75 level. - The Bancorp: Positive On Business Pivot And Cost Containment (NASDAQ:TBBK) (seekingalpha.com, 2026-09-11)
TickrTrends take: The Bancorp is being assessed as undervalued by TickrTrends within the Financial Services sector, suggesting current market pricing may not fully reflect the company's strategic positioning. Given the focus on the company's business pivot and cost containment efforts highlighted in recent analysis, investors tracking valuation should monitor whether these operational improvements translate into sustained earnings power and margin expansion. The undervalued designation indicates potential disconnect between the company's execution on these initiatives and its current market valuation. - Consumer Fintech Chime to Acquire Stride Bank (crowdfundinsider.com, 2026-09-09)
TickrTrends take: The acquisition of Stride Bank by Chime represents continued consolidation within the consumer fintech sector, an area where TBBK operates as a financial services company. As fintech players pursue growth through strategic acquisitions, investors tracking TBBK's valuation should monitor how similar consolidation trends might affect competitive positioning and market dynamics within its operating space. TickrTrends currently classifies TBBK as undervalued, making this sector activity relevant context for understanding potential catalysts or headwinds that could influence the company's relative valuation moving forward.
What people are saying
Follow the TBBK conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TBBK's technical indicators shifted this week as the 50/200-day trend state moved from mixed to downtrend, while the RSI zone improved from oversold to neutral conditions. The stock maintains an undervalued valuation verdict despite these recent technical adjustments. These changes reflect evolving momentum patterns in the Financial Services sector holding.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TBBK's valuation metrics improved this week, with the stock's sector discount rank moving from number 20 to number 10, indicating it trades at a larger discount relative to other Financial Services companies. The current valuation verdict remains Undervalued based on TickrTrends' derived indicators.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is TBBK stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), TBBK is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is TBBK's TickrTrends verdict?
TBBK's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does TBBK compare to other Financial Services stocks?
TBBK ranks #8 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is TBBK overbought or oversold?
TBBK's 14-day RSI is in neutral territory - neither overbought nor oversold.
When does TBBK report earnings next?
TBBK's next earnings report is scheduled for 2026-10-29, per the published earnings calendar.
Does TBBK usually beat earnings estimates?
Over its last 8 reported quarters TBBK beat the consensus estimate 3 times and missed 5 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about TBBK?
Of 3 analysts covering TBBK, 3 rate it a buy, 0 a hold and 0 a sell - buy-leaning, with a consensus price target of $76 (+53.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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