Texas Capital Bancshares, Inc. (TCBI) fair value analysis
Nasdaq · Updated 2026-10-19
TCBI price how computed
Forward Fair Value verdict
UndervaluedTCBI is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $91.15
- Sector
- Financial Services
- 12-month range
- $82.14–$107.74
- Market cap
- $3.96B
- From 52-week high
- -15.4%
- Shares outstanding
- 43.5M
- Rank in Financial Services by discount to fair value
- #19 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Texas Capital Bancshares, Inc. is a financial services company that provides banking and related financial services through its subsidiary banks. The company operates primarily in Texas with additional operations in other select markets.
TCBI currently ranks #19 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $3.96B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $1.96B
- Net margin
- 18.6%
- EPS (TTM)
- $7.72
- Gross margin
- 59.2%
- Debt / equity
- 0.23
- Revenue growth (3-yr avg)
- -2.3%
- Shares outstanding
- 43.5M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 44 · neutral
- 50-day average
- $96.02
- 200-day average
- $98.55
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $0.40 per share (2 payments)
- Yield on last price
- 0.44%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-01
- Last payment date
- 2026-09-15
Earnings how computed
- Last 8 quarters vs consensus
- 6 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+1.6%)
2026-03 ▲ beat (+12.1%)
2025-12 ▲ beat (+17.5%)
2025-09 ▲ beat (+23.2%)
2025-06 ▲ beat (+26.4%)
2025-03 ▼ miss (-3.2%)
2024-12 ▲ beat (+32.4%)
2024-09 ▼ miss (-249.5%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 4 buy · 8 hold · 1 sell (13 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $105
- Target vs last price
- +15.2%
What our data shows for TCBI
- Our model validated 16 trailing price-to-earnings windows for TCBI, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $82.14–$107.74.
- The 14-day relative strength index sits at a neutral 44.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for TCBI
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent TCBI news
TickrTrends' derived news-sentiment signal for TCBI is currently leaning positive, computed from recent coverage.
- Texas Capital Bancshares, Inc. (TCBI) Q3 2026 Earnings Call Transcript (seekingalpha.com, 2026-10-22)
TickrTrends take: Texas Capital Bancshares operates in the Financial Services sector, where earnings transparency and quarterly performance trends significantly influence valuation assessments. TickrTrends currently derives an Undervalued verdict for TCBI, suggesting the market may not be fully reflecting the company's earnings power or asset quality based on available metrics. Readers focused on valuation should monitor whether the Q3 2026 earnings call reveals sustained profitability trends, asset growth, or capital management decisions that could validate or challenge the current undervaluation assessment. - Texas Capital Bancshares, Inc. Now Trading on the Texas Stock Exchange (manilatimes.net, 2026-10-08)
TickrTrends take: Texas Capital Bancshares is now trading on the Texas Stock Exchange, marking a shift in listing venue for the Financial Services company. Given TickrTrends' current assessment that TCBI is undervalued, a valuation-focused reader should monitor whether this exchange change influences trading liquidity, analyst coverage, or institutional ownership patterns that could affect the stock's valuation metrics going forward. The venue transition may also create opportunities to observe how the market prices the company's fundamentals across different trading environments. - TCBI Maintained by Raymond James -- Price Target Lowered to $108 (gurufocus.com, 2026-10-06)
TickrTrends take: Raymond James lowered its price target for TCBI to 108, which provides a reference point for evaluating the company's current market position within the Financial Services sector. Given that TickrTrends currently derives an undervalued verdict for TCBI, this analyst action offers context for how professional price targets align with or diverge from the company's intrinsic valuation assessment. Valuation-focused readers should monitor whether the market responds to this revised target and whether the gap between the analyst price target and TCBI's trading price reflects genuine mispricing opportunities.
More TCBI news
- TCBI Maintained by TD Cowen -- Price Target Lowered to $100 (gurufocus.com, 2026-10-05)
What people are saying
Follow the TCBI conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TCBI's relative strength index moved from the oversold zone into neutral territory this week, indicating a shift in momentum dynamics for the Financial Services company. The stock maintains an undervalued assessment according to TickrTrends' derived indicators as of the current period.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TCBI's relative strength index moved into oversold territory this week, shifting from a neutral zone. The stock remains classified as undervalued based on current valuation metrics within the Financial Services sector.
- 2026-10-05 — TCBI's technical trend indicators have shifted this week, with the 50/200-day moving average relationship moving from a mixed state into a downtrend configuration. The stock remains classified as undervalued based on current valuation metrics within the Financial Services sector. This combination of deteriorating momentum alongside undervaluation suggests the security warrants monitoring for potential support levels or reversal signals in coming sessions.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is TCBI stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), TCBI is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is TCBI's TickrTrends verdict?
TCBI's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does TCBI compare to other Financial Services stocks?
TCBI ranks #19 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is TCBI overbought or oversold?
TCBI's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does TCBI pay a dividend?
Yes. TCBI paid $0.40 per share over the last twelve months (2 payments), a 0.44% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-01.
Does TCBI usually beat earnings estimates?
Over its last 8 reported quarters TCBI beat the consensus estimate 6 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about TCBI?
Of 13 analysts covering TCBI, 4 rate it a buy, 8 a hold and 1 a sell - hold-leaning, with a consensus price target of $105 (+15.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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