First Financial Corporation (THFF) fair value analysis
Nasdaq · Updated 2026-10-19
THFF price how computed
Forward Fair Value verdict
OvervaluedTHFF is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $74.15
- Sector
- Financial Services
- 12-month range
- $53.32–$82.79
- Market cap
- $882M
- From 52-week high
- -10.4%
- Shares outstanding
- 11.9M
- Rank in Financial Services by discount to fair value
- #132 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
First Financial Corporation is a bank holding company that provides banking and financial services to individuals and businesses through its subsidiary First Financial Bank. The company operates primarily in Indiana, Ohio, Kentucky, and Illinois.
THFF currently ranks #132 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 6 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $882M
- P/E (trailing)
- 10x
- Revenue (TTM)
- $331M
- Net margin
- 25.6%
- EPS (TTM)
- $7.14
- Gross margin
- 74.4%
- Debt / equity
- 0.89
- Revenue growth (3-yr avg)
- 11.6%
- Shares outstanding
- 11.9M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 43 · neutral
- 50-day average
- $77.25
- 200-day average
- $70.51
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $2.24 per share (4 payments)
- Yield on last price
- 3.02%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-10-01
- Last payment date
- 2026-10-15
Earnings how computed
- Next earnings report
- 2026-10-27
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+11.7%)
2026-03 ▲ beat (+1.8%)
2025-12 ▲ beat (+5.2%)
2025-09 ▲ beat (+10.1%)
2025-06 ▲ beat (+12.1%)
2025-03 ▲ beat (+19.2%)
2024-12 ▲ beat (+7.0%)
2024-09 ▼ miss (-39.3%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 0 buy · 3 hold · 0 sell (3 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $85.3
- Target vs last price
- +15.0%
What our data shows for THFF
- Our model validated 17 trailing price-to-earnings windows for THFF, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $53.32–$82.79.
- The 14-day relative strength index sits at a neutral 43.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for THFF
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent THFF news
TickrTrends' derived news-sentiment signal for THFF is currently leaning positive, computed from recent coverage.
- First Financial: Acquisitions Drive 2027 Growth (NASDAQ:THFF) (seekingalpha.com, 2026-10-18)
TickrTrends take: First Financial's acquisition strategy represents a key variable for investors monitoring whether the company's growth trajectory can justify its current valuation premium. TickrTrends currently assesses THFF as overvalued within the Financial Services sector, making the execution risk and integration success of these acquisitions particularly relevant to whether the company can narrow that valuation gap. For valuation-focused readers, tracking the financial returns generated from these acquisitions will be essential to determining if management's growth plans can support the stock's existing price levels.
What people are saying
Follow the THFF conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is THFF stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), THFF is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is THFF's TickrTrends verdict?
THFF's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does THFF compare to other Financial Services stocks?
THFF ranks #132 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is THFF overbought or oversold?
THFF's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does THFF pay a dividend?
Yes. THFF paid $2.24 per share over the last twelve months (4 payments), a 3.02% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-10-01.
When does THFF report earnings next?
THFF's next earnings report is scheduled for 2026-10-27, per the published earnings calendar.
Does THFF usually beat earnings estimates?
Over its last 8 reported quarters THFF beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about THFF?
Of 3 analysts covering THFF, 0 rate it a buy, 3 a hold and 0 a sell - hold-leaning, with a consensus price target of $85.3 (+15.0% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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