The Travelers Companies, Inc. (TRV) fair value analysis
S&P 500 · Updated 2026-10-19
TRV price how computed
Forward Fair Value verdict
Fairly valuedTRV is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $368.75
- Sector
- Financial Services
- 12-month range
- $267.66–$397.22
- Market cap
- $76.9B
- From 52-week high
- -7.2%
- Shares outstanding
- 209M
- Rank in Financial Services by discount to fair value
- #96 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
The Travelers Companies, Inc. is a holding company that provides personal, commercial, and specialty insurance products through its subsidiaries operating in the United States and internationally. The company offers property and casualty insurance coverage for individuals and businesses, along with related financial services and risk management solutions.
TRV currently ranks #96 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $76.9B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $48.9B
- Net margin
- 17.0%
- EPS (TTM)
- $37.99
- Gross margin
- 32.8%
- Debt / equity
- 0.34
- Revenue growth (3-yr avg)
- 4.5%
- Shares outstanding
- 209M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 63 · neutral
- 50-day average
- $369.29
- 200-day average
- $324.11
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $4.70 per share (4 payments)
- Yield on last price
- 1.27%
- Consecutive years of increases
- 20
- Next ex-dividend date
- 2026-12-10
- Last payment date
- 2026-09-30
Earnings how computed
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-09 ▲ beat (+29.8%)
2026-06 ▲ beat (+89.1%)
2026-03 ▲ beat (+8.9%)
2025-12 ▲ beat (+24.0%)
2025-09 ▲ beat (+27.6%)
2025-06 ▲ beat (+80.3%)
2025-03 ▲ beat (+148.1%)
2024-12 ▲ beat (+38.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 6 buy · 17 hold · 6 sell (29 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $365
- Target vs last price
- -1.0%
What our data shows for TRV
- Our model validated 17 trailing price-to-earnings windows for TRV, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $267.66–$397.22.
- The 14-day relative strength index sits at a neutral 63.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for TRV
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent TRV news
TickrTrends' derived news-sentiment signal for TRV is currently leaning positive, computed from recent coverage.
- The Travelers Companies (TRV) Maintains Quarterly Dividend Amid Overvaluation Concerns (gurufocus.com, 2026-10-19)
TickrTrends take: The Travelers Companies maintains its dividend commitment while operating under a Fairly valued assessment from TickrTrends, suggesting the market has largely priced in both the company's earnings capacity and capital allocation decisions. For valuation-focused readers, the key consideration is whether TRV's dividend sustainability remains supported by operating performance in the Financial Services sector, particularly if economic conditions shift the underwriting or investment environment. Monitoring the relationship between earnings generation and dividend payout ratios will be important to determine if the current valuation designation holds or warrants revision. - The Travelers Companies (TRV) Posts Strong Q3 Results Amid Significant Overvaluation Concerns (gurufocus.com, 2026-10-16)
TickrTrends take: The Travelers Companies reported strong third quarter results, yet faces valuation questions that diverge from TickrTrends' current assessment of fair value for the stock. Investors focused on valuation metrics should monitor whether the company's operational performance can justify its market price relative to historical multiples and sector comparables in the Financial Services industry. The gap between headline earnings strength and valuation concerns suggests close attention to forward guidance and capital allocation decisions will be important for determining whether current pricing is sustainable. - The Travelers Companies Inc's Dividend Analysis (gurufocus.com, 2026-09-10)
TickrTrends take: The Travelers Companies Inc operates in the Financial Services sector where dividend sustainability and payout ratios are key metrics for fairly valued companies. A dividend analysis becomes particularly relevant for valuation assessment since it can reveal whether earnings growth is outpacing shareholder distributions or if capital is being returned at levels that may strain future financial flexibility. For investors monitoring TickrTrends' fairly valued designation, dividend policy changes could signal shifts in management's confidence regarding earnings stability or capital adequacy within the insurance and financial services business.
What people are saying
Follow the TRV conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is TRV stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), TRV is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is TRV's TickrTrends verdict?
TRV's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does TRV compare to other Financial Services stocks?
TRV ranks #96 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is TRV overbought or oversold?
TRV's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does TRV pay a dividend?
Yes. TRV paid $4.70 per share over the last twelve months (4 payments), a 1.27% yield on TickrTrends' last price, and has raised the annual total for 20 consecutive years. The next ex-dividend date on file is 2026-12-10.
Does TRV usually beat earnings estimates?
Over its last 8 reported quarters TRV beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about TRV?
Of 29 analysts covering TRV, 6 rate it a buy, 17 a hold and 6 a sell - hold-leaning, with a consensus price target of $365 (-1.0% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
TRV vs AIZ · TRV vs BPOP · TRV vs C · TRV vs COLB · TRV vs DCOM