U.S. Bancorp (USB) fair value analysis

S&P 500 · Updated 2026-09-07

U.S. Bancorp is a financial services company that provides banking, investment, and payment services to consumers, businesses, and institutions. The company operates through a network of branches and offices across the United States.

Forward Fair Value verdict

Fairly valued

Based on TickrTrends' weekly Forward Fair Value model, USB is trading at within about 10% of estimated fair value.

USB currently ranks #74 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Fairly valued for 3 consecutive weekly runs.

Last price: $63.37
Sector: Financial Services
12-month range: $46.62–$63.94

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C
Leverage: Moderate
Margin trend: Stable
Revenue growth: Strong
RSI zone: Neutral
52-week position: The top quarter of its range
DCF cross-check: Undervalued

What our data shows for USB

Our model validated 17 trailing price-to-earnings windows for USB, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $46.62–$63.94.
The 14-day relative strength index sits at a neutral 50.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for USB
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent USB news

TickrTrends' derived news-sentiment signal for USB is currently leaning positive, computed from recent coverage.

Is U.S. Bancorp Stock Outperforming the Dow? (finance.yahoo.com, 2026-09-07)
TickrTrends take: U.S. Bancorp operates in the Financial Services sector where valuation metrics can shift based on interest rate environments and credit quality trends. With TickrTrends currently assessing USB as fairly valued, investors focused on valuation should monitor whether the stock's performance relative to the Dow reflects fundamental improvements in earnings or capital returns, or instead represents market sentiment shifts that could affect the fair value assessment. The comparison to broader market indices provides context for whether USB's valuation multiple is expanding or contracting relative to its financial services peer group.
Major Bank CEO Liquidates Over $1.7 Million Worth of Stock (finance.yahoo.com, 2026-09-01)
TickrTrends take: USB shares are currently assessed as fairly valued by TickrTrends, suggesting the market price already reflects the company's fundamental worth within the Financial Services sector. When executives liquidate significant stock positions, valuation-focused investors should monitor whether such sales indicate confidence concerns or are routine portfolio management, as large insider selling can influence how the market reprices the stock relative to its intrinsic value. Given USB's fairly valued status, any material shift in insider transactions could signal changing risk dynamics that might warrant a reassessment of the current valuation verdict.

What people are saying

Follow the USB conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-09-07 — # USB - Financial Services TickrTrends' derived indicators for USB shifted this week as the DCF cross-check band moved from overvalued to undervalued territory. The stock maintains a current valuation verdict of fairly valued according to TickrTrends' assessment. This change in the DCF indicator suggests a more favorable valuation positioning relative to the prior week's analysis.
2026-09-06 — TickrTrends' derived indicators for USB show mixed signals this week. The DCF cross-check band has shifted from fairly valued to overvalued, while the sector discount rank has moved from number 69 to number 74, indicating a lower relative valuation position within the Financial Services sector. Despite these shifts, the current overall valuation verdict remains fairly valued.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is USB stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), USB is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.

What is USB's TickrTrends verdict?

USB's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.

How does USB compare to other Financial Services stocks?

USB ranks #74 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is USB overbought or oversold?

USB's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

USB vs AMSF · USB vs ATLC · USB vs FHB · USB vs GGAL · USB vs HOPE