VersaBank (VBNK) fair value analysis
Nasdaq · Updated 2026-10-26
VBNK price how computed
Valuation status
Reports in CADVBNK reports its results in CAD while its shares trade in US dollars.
Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for VBNK until same-currency inputs are available. Price and market cap below are in US dollars; revenue and EPS are shown in CAD.
- Last price
- $22.09
- Sector
- Financial Services
- 12-month range
- $11.26–$23.72
- Market cap
- $716M
- From 52-week high
- -6.9%
- Shares outstanding
- 32.4M
- Rank in Financial Services by quality score
- #107 of 208
Last price is the 2026-10-01 month-start close, the freshest stored price; the chart runs through 2026-10-23.
VersaBank is a digital bank that provides financial services including lending, deposit products, and payment solutions primarily through online and digital channels. The company operates in Canada and serves small and medium-sized businesses as well as individual customers.
VBNK currently ranks #107 of 208 Financial Services stocks by quality score.
Fundamentals (4 quarters) how computed
Revenue and EPS are shown in CAD; the trailing P/E is omitted because an EPS in CAD against a US-dollar share price would mislead.
- Market cap
- $716M
- Revenue (TTM)
- CAD 342M
- Net margin
- 9.9%
- EPS (TTM)
- CAD 1.07
- Gross margin
- 42.5%
- Debt / equity
- 0.19
- Revenue growth (3-yr avg)
- 11.5%
- Shares outstanding
- 32.4M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 53 · neutral
- 50-day average
- $21.70
- 200-day average
- $18.58
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Dividends how computed
- Paid, last 12 months
- $0.07 per share (4 payments)
- Yield on last price
- 0.33%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-10-09
- Last payment date
- 2026-10-31
Earnings how computed
- Next earnings report
- 2026-12-09
- Last 8 quarters vs consensus
- 3 beat, 4 missed
- Quarter by quarter
- 2026-07 ▼ miss (-20.6%)
2026-04 ▲ beat (+3.7%)
2026-01 ▲ beat (+12.0%)
2025-10 ▬ met (0.0%)
2025-07 ▲ beat (+22.2%)
2025-04 ▼ miss (-9.5%)
2025-01 ▼ miss (-29.6%)
2024-10 ▼ miss (-51.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 3 buy · 0 hold · 0 sell (3 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $25.5
- Target vs last price
- +15.4%
What our data shows for VBNK
- Shares are trading in the upper third of their 12-month price range of $11.26–$23.72.
- The 14-day relative strength index sits at a neutral 53.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- VBNK's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the VBNK conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-26 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — TickrTrends' derived indicators for VBNK show a shift in the 50/200-day trend state from mixed to uptrend this week. The stock operates in the Financial Services sector and currently awaits a full valuation assessment. The change to an uptrend position reflects altered momentum characteristics based on the comparative positioning of the 50-day and 200-day moving averages.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is VBNK stock undervalued?
VBNK reports its results in CAD while its shares trade in US dollars. Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for VBNK until same-currency inputs are available.
What is VBNK's TickrTrends verdict?
VBNK is currently marked 'Reports in CAD' - no verdict is published on inputs in two different currencies.
How does VBNK compare to other Financial Services stocks?
VBNK ranks #107 of 208 Financial Services stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is VBNK overbought or oversold?
VBNK's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does VBNK pay a dividend?
Yes. VBNK paid $0.07 per share over the last twelve months (4 payments), a 0.33% yield on TickrTrends' last price. The last ex-dividend date was 2026-10-09.
When does VBNK report earnings next?
VBNK's next earnings report is scheduled for 2026-12-09, per the published earnings calendar.
Does VBNK usually beat earnings estimates?
Over its last 8 reported quarters VBNK beat the consensus estimate 3 times and missed 4 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about VBNK?
Of 3 analysts covering VBNK, 3 rate it a buy, 0 a hold and 0 a sell - buy-leaning, with a consensus price target of $25.5 (+15.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.