Truist Financial Corporation (TFC) fair value analysis
S&P 500 · Updated 2026-10-19
TFC price how computed
Forward Fair Value verdict
Fairly valuedTFC is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $46.11
- Sector
- Financial Services
- 12-month range
- $43.73–$55.81
- Market cap
- $56.3B
- From 52-week high
- -17.4%
- Shares outstanding
- 1.22B
- Rank in Financial Services by discount to fair value
- #162 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Truist Financial Corporation is a commercial and consumer bank that provides financial services including retail banking, wealth management, and corporate banking to individuals and businesses. The company operates across the United States with a significant presence in the Southeast and Mid-Atlantic regions.
TFC currently ranks #162 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $56.3B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $28.8B
- Net margin
- 18.0%
- EPS (TTM)
- $4.60
- Gross margin
- 65.4%
- Debt / equity
- 1.07
- Revenue growth (3-yr avg)
- -9.1%
- Shares outstanding
- 1.22B
Derived indicators how computed
- Quality grade
- F
- Margin trend
- Expanding
- 52-week position
- The bottom quarter of its range
Technicals how computed
- RSI (14-day)
- 47 · neutral
- 50-day average
- $49.17
- 200-day average
- $49.60
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $2.08 per share (4 payments)
- Yield on last price
- 4.51%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-08-14
- Last payment date
- 2026-09-01
Earnings how computed
- Last 8 quarters vs consensus
- 6 beat, 2 missed
- Quarter by quarter
- 2026-09 ▼ miss (-0.9%)
2026-06 ▲ beat (+13.9%)
2026-03 ▲ beat (+9.0%)
2025-12 ▲ beat (+2.8%)
2025-09 ▲ beat (+5.1%)
2025-06 ▼ miss (-2.2%)
2025-03 ▲ beat (+3.5%)
2024-12 ▲ beat (+3.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 7 buy · 11 hold · 3 sell (21 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $53.8
- Target vs last price
- +16.7%
What our data shows for TFC
- Our model validated 17 trailing price-to-earnings windows for TFC, built from quarterly earnings records.
- Shares are trading in the lower third of their 12-month price range of $43.73–$55.81.
- The 14-day relative strength index sits at a neutral 47.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for TFC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent TFC news
TickrTrends' derived news-sentiment signal for TFC is currently leaning positive, computed from recent coverage.
- Truist Financial: Strategic Loan Reset And Buybacks Are Upside Catalysts (NYSE:TFC) (seekingalpha.com, 2026-10-19)
TickrTrends take: Truist Financial's strategic loan reset and share buyback programs represent potential drivers of shareholder value that investors should monitor against the company's current fairly valued status in TickrTrends' assessment. The effectiveness of these capital allocation initiatives in improving returns and earnings per share will be key metrics to evaluate whether the valuation appropriately reflects the Financial Services sector's competitive dynamics. Investors should track quarterly reports on loan portfolio performance and buyback execution rates to assess whether these catalysts justify maintaining or adjusting the current valuation view. - TFC Maintained by Truist Financial -- Price Target Lowered to $54.00 (gurufocus.com, 2026-10-19)
TickrTrends take: Truist Financial maintained its rating on TFC while lowering the price target to $54, which provides a data point for investors monitoring whether the market is pricing in the analyst's revised expectations. Given TickrTrends' current assessment of TFC as fairly valued, this target adjustment suggests the stock may be approaching levels where the analyst believes fair value exists, though the fairly valued designation indicates limited upside or downside from current levels. For valuation-focused readers, the key consideration is whether TFC's fundamentals in the Financial Services sector support this price target and whether any gap between it and current market price narrows over time. - Truist Financial: Market Is Overlooking This Dividend Opportunity (NYSE:TFC) (seekingalpha.com, 2026-10-18)
TickrTrends take: Truist Financial operates in the Financial Services sector and currently trades at a valuation that TickrTrends considers fairly valued, suggesting the market has already priced in much of the company's current financial profile. For investors monitoring dividend opportunities, the fairly valued assessment indicates that any income return from TFC shares should be evaluated alongside comparable yields in the Financial Services sector rather than assuming an undervalued entry point. Valuation-focused readers should track whether upcoming earnings results or dividend changes materially alter the company's fundamental metrics relative to sector peers.
More TFC news
- Truist Financial (TFC) Earnings Report Due October 16 Amid Dividend Focus (gurufocus.com, 2026-10-15)
- Truist Financial Corporation (TFC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (zacks.com, 2026-10-09)
- TFC Maintained by Truist Financial -- Price Target Lowered to $50.00 (gurufocus.com, 2026-10-05)
- Why Truist Financial Corporation (TFC) is a Top Value Stock for the Long-Term (zacks.com, 2026-09-29)
What people are saying
Follow the TFC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for TFC showed notable deterioration this week. The quality grade declined from D to F, while the revenue growth band shifted from modest to declining, and the relative strength index zone moved from oversold to neutral. The current valuation verdict remains fairly valued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for TFC showed movement this week within the Financial Services sector. The relative strength index zone shifted from neutral to oversold, while the sector discount rank improved from number 73 to number 68. The stock maintains a fairly valued assessment.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for TFC show movement in its relative valuation positioning within the Financial Services sector this week. The sector discount rank improved from #79 to #73, indicating that TFC is trading at a more favorable discount relative to its sector peers. The stock maintains a fairly valued assessment based on current metrics.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is TFC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), TFC is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is TFC's TickrTrends verdict?
TFC's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does TFC compare to other Financial Services stocks?
TFC ranks #162 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is TFC overbought or oversold?
TFC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does TFC pay a dividend?
Yes. TFC paid $2.08 per share over the last twelve months (4 payments), a 4.51% yield on TickrTrends' last price. The last ex-dividend date was 2026-08-14.
Does TFC usually beat earnings estimates?
Over its last 8 reported quarters TFC beat the consensus estimate 6 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about TFC?
Of 21 analysts covering TFC, 7 rate it a buy, 11 a hold and 3 a sell - hold-leaning, with a consensus price target of $53.8 (+16.7% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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