TriCo Bancshares (TCBK) fair value analysis
Nasdaq · Updated 2026-10-19
TCBK price how computed
Forward Fair Value verdict
Fairly valuedTCBK is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $52.04
- Sector
- Financial Services
- 12-month range
- $43.26–$61.62
- Market cap
- $1.66B
- From 52-week high
- -15.5%
- Shares outstanding
- 32M
- Rank in Financial Services by discount to fair value
- #108 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
TriCo Bancshares is a bank holding company that provides commercial banking services to small and medium-sized businesses, as well as personal banking services to individuals. The company operates through its subsidiary banks primarily in Northern California.
TCBK currently ranks #108 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.66B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $546M
- Net margin
- 24.8%
- EPS (TTM)
- $4.17
- Gross margin
- 78.2%
- Debt / equity
- 0.06
- Revenue growth (3-yr avg)
- 2.8%
- Shares outstanding
- 32M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 45 · neutral
- 50-day average
- $53.67
- 200-day average
- $51.73
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.44 per share (4 payments)
- Yield on last price
- 2.77%
- Consecutive years of increases
- 13
- Last ex-dividend date
- 2026-09-11
- Last payment date
- 2026-09-25
Earnings how computed
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+2.9%)
2026-03 ▲ beat (+7.2%)
2025-12 ▲ beat (+4.0%)
2025-09 ▲ beat (+14.3%)
2025-06 ▲ beat (+2.4%)
2025-03 ▲ beat (+2.6%)
2024-12 ▲ beat (+12.8%)
2024-09 ▲ beat (+8.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 5 hold · 0 sell (6 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $58.7
- Target vs last price
- +12.8%
What our data shows for TCBK
- Our model validated 17 trailing price-to-earnings windows for TCBK, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $43.26–$61.62.
- The 14-day relative strength index sits at a neutral 45.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for TCBK
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent TCBK news
TickrTrends' derived news-sentiment signal for TCBK is currently leaning positive, computed from recent coverage.
- TCBK Maintained by Piper Sandler -- Price Target Lowered to $56.50 (gurufocus.com, 2026-10-01)
TickrTrends take: Piper Sandler's price target adjustment for TCBK reflects analyst recalibration that warrants attention from valuation-conscious investors monitoring the Financial Services sector. Given TickrTrends' current assessment that TCBK is fairly valued, the analyst's maintained rating combined with a lowered price target suggests the market may be processing revised expectations about the company's near-term performance or growth trajectory. Investors tracking this stock should monitor whether additional analyst revisions follow or if the market reprices TCBK relative to this new target range. - TriCo Bancshares's Dividend Analysis (gurufocus.com, 2026-09-11)
TickrTrends take: TriCo Bancshares operates in the Financial Services sector where dividend policies often influence valuation assessments relative to earnings retention and capital deployment decisions. At its current fairly valued status according to TickrTrends, investors focused on valuation metrics should monitor how dividend levels compare to peers and whether payout ratios remain sustainable relative to the company's earnings trajectory. A dividend analysis becomes particularly relevant for fairly valued financial services companies since changes in distribution policies can signal management's confidence in future cash generation or suggest shifts in capital allocation strategy. - TriCo Bancshares: I Would Not Stick Around For The Merger (NASDAQ:TCBK) (seekingalpha.com, 2026-09-10)
TickrTrends take: TriCo Bancshares trades at a valuation that TickrTrends currently assesses as overvalued, which becomes particularly relevant given the merger uncertainty signaled in recent analyst commentary. For investors focused on valuation metrics in the Financial Services sector, the combination of stretched pricing and potential deal-related volatility warrants close monitoring of how management communicates timing and terms. The gap between current market valuation and intrinsic value may compress significantly depending on merger developments or a return to standalone operations.
What people are saying
Follow the TCBK conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — # TCBK Weekly Indicator Summary TCBK's sector positioning weakened this week as its discount rank within the Financial Services sector declined from 108 to 114, indicating the stock moved further from relative value leadership among its peers. The current valuation verdict remains Fairly valued despite this shift in ranking.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is TCBK stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), TCBK is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is TCBK's TickrTrends verdict?
TCBK's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does TCBK compare to other Financial Services stocks?
TCBK ranks #108 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is TCBK overbought or oversold?
TCBK's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does TCBK pay a dividend?
Yes. TCBK paid $1.44 per share over the last twelve months (4 payments), a 2.77% yield on TickrTrends' last price, and has raised the annual total for 13 consecutive years. The last ex-dividend date was 2026-09-11.
Does TCBK usually beat earnings estimates?
Over its last 8 reported quarters TCBK beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about TCBK?
Of 6 analysts covering TCBK, 1 rate it a buy, 5 a hold and 0 a sell - hold-leaning, with a consensus price target of $58.7 (+12.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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Head-to-head comparisons
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