Donegal Group Inc. (DGICA) fair value analysis

Nasdaq · Updated 2026-09-07

Donegal Group Inc. is a property and casualty insurance company that provides personal and commercial insurance products to customers. The company operates primarily in the United States through its insurance subsidiaries.

Forward Fair Value verdict

Fairly valued

Based on TickrTrends' weekly Forward Fair Value model, DGICA is trading at within about 10% of estimated fair value.

DGICA currently ranks #83 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Fairly valued for 3 consecutive weekly runs.

Last price: $19.76
Sector: Financial Services
12-month range: $16.25–$19.76

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: D
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for DGICA

Our model validated 14 trailing price-to-earnings windows for DGICA, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $16.25–$19.76.
The 14-day relative strength index sits at a neutral 50.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for DGICA
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent DGICA news

TickrTrends' derived news-sentiment signal for DGICA is currently leaning positive, computed from recent coverage.

Donegal Group Inc (DGICA) Director Barry Huber Sells 4,500 Shares (gurufocus.com, 2026-09-05)
TickrTrends take: A director sale of this magnitude warrants attention from valuation-conscious investors tracking insider activity at Donegal Group Inc, particularly given the stock's current Fairly valued designation. Insider transactions can signal management's confidence level or liquidity needs, and consecutive or large-scale sales may prompt reassessment of the company's fundamentals relative to its valuation. For Financial Services sector investors relying on TickrTrends' valuation metrics, monitoring such insider moves provides additional context beyond price-to-earnings or book-value comparisons when evaluating whether fair value remains appropriate.
Donegal Mutual Insurance Co. Boosts Stake in Donegal Group Inc (DGICA) With 20,000-Share Purchase (gurufocus.com, 2026-08-31)
TickrTrends take: Donegal Mutual Insurance Company's purchase of 20,000 shares in Donegal Group Inc demonstrates continued insider confidence in the company, which operates in the Financial Services sector. Given TickrTrends' current assessment that DGICA is fairly valued, investors monitoring this stock should track whether additional insider accumulation activity emerges, as sustained buying patterns could signal management's conviction about future prospects. The timing and frequency of such insider purchases may become relevant data points for reassessing the current valuation consensus.
Donegal Mutual Insurance Co. Boosts Stake in Donegal Group Inc (DGICA) with 19,508-Share Purchase (gurufocus.com, 2026-08-27)
TickrTrends take: Donegal Mutual Insurance Company's purchase of 19,508 shares in Donegal Group Inc represents a continued show of confidence from its parent stakeholder in the financial services company. Given that TickrTrends currently assesses DGICA as fairly valued, investors monitoring this position should track whether similar insider purchasing activity persists, as it could signal management's conviction about the company's valuation relative to market conditions. The timing and frequency of such purchases warrant attention as potential indicators of insider sentiment toward the company's fundamental value.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is DGICA stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), DGICA is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.

What is DGICA's TickrTrends verdict?

DGICA's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.

How does DGICA compare to other Financial Services stocks?

DGICA ranks #83 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is DGICA overbought or oversold?

DGICA's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

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