Donegal Group Inc. (DGICA) fair value analysis
Nasdaq · Updated 2026-10-19
DGICA price how computed
Forward Fair Value verdict
Fairly valuedDGICA is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $18.68
- Sector
- Financial Services
- 12-month range
- $16.32–$20.95
- Market cap
- $589M
- From 52-week high
- -10.8%
- Shares outstanding
- 31.5M
- Rank in Financial Services by discount to fair value
- #79 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Donegal Group Inc. is a property and casualty insurance company that provides personal and commercial insurance products to customers. The company operates primarily in the United States through its insurance subsidiaries.
DGICA currently ranks #79 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $589M
- P/E (trailing)
- 10x
- Revenue (TTM)
- $963M
- Net margin
- 7.4%
- EPS (TTM)
- $1.87
- Gross margin
- 30.0%
- Debt / equity
- 0.05
- Revenue growth (3-yr avg)
- 1.0%
- Shares outstanding
- 31.5M
Derived indicators how computed
- Quality grade
- D
- Margin trend
- Stable
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 51 · neutral
- 50-day average
- $18.69
- 200-day average
- $18.17
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.75 per share (4 payments)
- Yield on last price
- 4.01%
- Consecutive years of increases
- 19
- Last ex-dividend date
- 2026-07-31
- Last payment date
- 2026-08-14
Earnings how computed
- Next earnings report
- 2026-10-29 (pre-market)
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+15.2%)
2026-03 ▼ miss (-20.0%)
2025-12 ▲ beat (+13.7%)
2025-09 ▲ beat (+2.0%)
2025-06 ▲ beat (+10.3%)
2025-03 ▲ beat (+105.7%)
2024-12 ▲ beat (+165.4%)
2024-09 ▲ beat (+475.0%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 1 buy · 1 hold · 0 sell (2 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $21
- Target vs last price
- +12.4%
What our data shows for DGICA
- Our model validated 14 trailing price-to-earnings windows for DGICA, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $16.32–$20.95.
- The 14-day relative strength index sits at a neutral 51.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for DGICA
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent DGICA news
TickrTrends' derived news-sentiment signal for DGICA is currently leaning positive, computed from recent coverage.
- Donegal Group Inc. Announces Quarterly Dividend (manilatimes.net, 2026-10-15)
TickrTrends take: Donegal Group Inc., which operates in the Financial Services sector, announced a quarterly dividend payment, demonstrating a commitment to returning capital to shareholders. Given TickrTrends' current assessment that DGICA is fairly valued, investors should monitor whether the company's ability to sustain and potentially grow its dividend remains consistent with earnings performance and cash flow generation. A fairly valued assessment suggests the market has already priced in the company's current dividend policy, so material changes to payout levels or the underlying financial strength supporting those distributions could shift the valuation outlook. - 10% Owner DONEGAL MUTUAL INSURANCE CO Buys 54,725 Shares of Donegal Group Inc (DGICA) (gurufocus.com, 2026-09-14)
TickrTrends take: A significant shareholder of Donegal Group Inc increased its stake by purchasing 54,725 shares, signaling confidence from an insider with substantial ownership. Given that TickrTrends currently assesses DGICA as fairly valued within the Financial Services sector, this insider buying activity reinforces that the current price level appears reasonable to a party with deep knowledge of the company's operations and prospects. Investors monitoring valuation should observe whether this buying pattern continues, as sustained insider accumulation at fair value levels can suggest management's conviction in the company's fundamentals. - 10% Owner DONEGAL MUTUAL INSURANCE CO Buys 23,469 Shares of Donegal Group Inc (DGICA) (gurufocus.com, 2026-09-11)
TickrTrends take: Donegal Mutual Insurance Company's purchase of 23,469 shares reinforces insider confidence in Donegal Group Inc at a time when TickrTrends considers the Financial Services company fairly valued. When significant shareholders increase their positions, valuation assessments may warrant monitoring to determine whether the fair valuation verdict holds or shifts in response to the company's trajectory. Investors tracking DGICA should observe whether this insider buying pattern continues and how it correlates with fundamental developments in the insurance sector.
More DGICA news
- 10% Owner DONEGAL MUTUAL INSURANCE CO Buys 16,368 Shares of Donegal Group Inc (DGICA) (gurufocus.com, 2026-09-10)
What people are saying
Follow the DGICA conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — DGICA's 50/200-day trend state improved this week from mixed to uptrend, indicating strengthening medium-term momentum within the Financial Services sector. The stock's sector discount rank shifted from 75 to 86, meaning it moved further down the valuation ranking relative to peers. At its current valuation, DGICA is assessed as fairly valued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — DGICA's sector discount rank declined this week, moving from #66 to #77 among Financial Services companies. This shift indicates the stock has become relatively more expensive compared to its sector peers. The company maintains a fairly valued assessment based on current valuation metrics.
- 2026-09-28 — DGICA, a Financial Services sector company, has experienced changes in its technical positioning this week. The 50/200-day trend state has shifted from an uptrend to a mixed trend, while the stock's sector discount rank has improved from number 77 to number 66. The current valuation assessment remains that DGICA is fairly valued.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is DGICA stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), DGICA is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is DGICA's TickrTrends verdict?
DGICA's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does DGICA compare to other Financial Services stocks?
DGICA ranks #79 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is DGICA overbought or oversold?
DGICA's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does DGICA pay a dividend?
Yes. DGICA paid $0.75 per share over the last twelve months (4 payments), a 4.01% yield on TickrTrends' last price, and has raised the annual total for 19 consecutive years. The last ex-dividend date was 2026-07-31.
When does DGICA report earnings next?
DGICA's next earnings report is scheduled for 2026-10-29 (pre-market), per the published earnings calendar.
Does DGICA usually beat earnings estimates?
Over its last 8 reported quarters DGICA beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about DGICA?
Of 2 analysts covering DGICA, 1 rate it a buy, 1 a hold and 0 a sell - buy-leaning, with a consensus price target of $21 (+12.4% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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Head-to-head comparisons
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