Mastercard Incorporated (MA) fair value analysis
S&P 500 · Updated 2026-10-19
MA price how computed
Forward Fair Value verdict
UndervaluedMA is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $589.14
- Sector
- Financial Services
- 12-month range
- $471.55–$617.42
- Market cap
- $512B
- From 52-week high
- -4.6%
- Shares outstanding
- 869M
- Rank in Financial Services by discount to fair value
- #28 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Mastercard Incorporated is a financial services company that operates a global payments network, enabling consumers, businesses, and financial institutions to conduct electronic transactions through its card brands and digital payment solutions. The company operates in more than 210 countries and territories worldwide, processing transactions across its Mastercard, Maestro, and Cirrus brands.
MA currently ranks #28 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $512B
- P/E (trailing)
- 31x
- Revenue (TTM)
- $35.1B
- Net margin
- 46.3%
- EPS (TTM)
- $18.78
- Gross margin
- 100.0%
- Debt / equity
- 4.39
- Revenue growth (3-yr avg)
- 14.0%
- Shares outstanding
- 869M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Stable
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 75 · overbought
- 50-day average
- $575.61
- 200-day average
- $533.00
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
- Momentum score
- 84 · grade B
- Positive weeks (of 12)
- 3
Dividends how computed
- Paid, last 12 months
- $3.48 per share (4 payments)
- Yield on last price
- 0.59%
- Consecutive years of increases
- 10
- Last ex-dividend date
- 2026-10-09
- Last payment date
- 2026-11-09
Earnings how computed
- Next earnings report
- 2026-10-29 (pre-market)
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+5.7%)
2026-03 ▲ beat (+4.3%)
2025-12 ▲ beat (+12.3%)
2025-09 ▲ beat (+1.6%)
2025-06 ▲ beat (+3.2%)
2025-03 ▲ beat (+4.8%)
2024-12 ▲ beat (+3.5%)
2024-09 ▲ beat (+3.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 36 buy · 4 hold · 0 sell (40 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $672
- Target vs last price
- +14.1%
What our data shows for MA
- Our model validated 17 trailing price-to-earnings windows for MA, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $471.55–$617.42.
- The 14-day relative strength index sits at an overbought 75.
- 3 of the last 12 weekly snapshots showed positive price momentum.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for MA
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent MA news
TickrTrends' derived news-sentiment signal for MA is currently leaning positive, computed from recent coverage.
- Mastercard: Building The Future Of Payments Before It Arrives (NYSE:MA) (seekingalpha.com, 2026-09-27)
TickrTrends take: Mastercard's strategic positioning in payments infrastructure development aligns with TickrTrends' undervalued assessment, suggesting the market may not fully price in the long-term value creation potential from its forward-looking investments. A valuation-focused reader should monitor whether the company's spending on future payment systems translates into market share gains and revenue growth that justify current multiples relative to historical averages. The Financial Services sector's evolution toward digital transactions presents a structural tailwind that could support Mastercard's ability to deliver returns above its current valuation discount. - Mastercard’s Faster Services Growth Could Reshape its Rivalry with Visa (insidermonkey.com, 2026-09-24)
TickrTrends take: Mastercard's acceleration in services growth represents a potential shift in competitive positioning within the payments industry, which could influence how investors assess the company's long-term earnings power relative to Visa. Given TickrTrends' current undervalued assessment, investors monitoring this dynamic should consider whether faster services revenue expansion could justify premium valuations as the company diversifies beyond traditional transaction processing. The trajectory of this services segment will be critical to watch, as sustained growth acceleration could narrow the perceived valuation gap with competitors and support arguments for multiple expansion. - Can Mastercard’s Fee Model Survive the Agentic Commerce It’s Building For? (insidermonkey.com, 2026-09-23)
TickrTrends take: Mastercard operates in the Financial Services sector where evolving business models can significantly impact long-term earnings power and valuation multiples. The headline raises questions about whether the company's current fee structure will remain competitive and sustainable as commerce becomes increasingly automated through agentic systems, which could affect revenue per transaction and operating margins going forward. Given TickrTrends' current undervalued assessment, investors should monitor how management addresses potential fee compression risks and whether new revenue streams from emerging commerce technologies can offset any pressure on traditional interchange and service fees.
What people are saying
Follow the MA conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for MA showed notable shifts this week. Momentum moved from none to B, while the relative strength index zone transitioned from neutral to overbought. The current valuation verdict remains undervalued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is MA stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), MA is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is MA's TickrTrends verdict?
MA's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does MA compare to other Financial Services stocks?
MA ranks #28 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is MA overbought or oversold?
MA's 14-day RSI is in the overbought zone on TickrTrends' latest weekly data.
Does MA pay a dividend?
Yes. MA paid $3.48 per share over the last twelve months (4 payments), a 0.59% yield on TickrTrends' last price, and has raised the annual total for 10 consecutive years. The last ex-dividend date was 2026-10-09.
When does MA report earnings next?
MA's next earnings report is scheduled for 2026-10-29 (pre-market), per the published earnings calendar.
Does MA usually beat earnings estimates?
Over its last 8 reported quarters MA beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about MA?
Of 40 analysts covering MA, 36 rate it a buy, 4 a hold and 0 a sell - buy-leaning, with a consensus price target of $672 (+14.1% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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Head-to-head comparisons
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