MetroCity Bankshares, Inc. (MCBS) fair value analysis
Nasdaq · Updated 2026-10-19
MCBS price how computed
Forward Fair Value verdict
OvervaluedMCBS is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $35.13
- Sector
- Financial Services
- 12-month range
- $24.71–$37.07
- Market cap
- $1.01B
- From 52-week high
- -5.2%
- Shares outstanding
- 28.8M
- Rank in Financial Services by discount to fair value
- #117 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
MetroCity Bankshares, Inc. is a bank holding company that provides community banking services including deposit products, lending services, and other financial products to retail and commercial customers. The company operates banking subsidiaries that serve customers primarily in the metropolitan areas of Texas.
MCBS currently ranks #117 of 167 Financial Services stocks by discount to fair value. Its Overvalued verdict is new as of this week's run.
Fundamentals (4 quarters) how computed
- Market cap
- $1.01B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $262M
- Net margin
- 30.5%
- EPS (TTM)
- $3.03
- Gross margin
- 62.6%
- Debt / equity
- 0.71
- Revenue growth (3-yr avg)
- 12.4%
- Shares outstanding
- 28.8M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 55 · neutral
- 50-day average
- $35.17
- 200-day average
- $32.30
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.08 per share (4 payments)
- Yield on last price
- 3.07%
- Consecutive years of increases
- 5
- Last ex-dividend date
- 2026-07-29
- Last payment date
- 2026-08-07
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▼ miss (-7.3%)
2026-03 ▲ beat (+5.2%)
2025-12 ▲ beat (+6.8%)
2025-09 ▲ beat (+1.5%)
2025-06 ▲ beat (+3.2%)
2025-03 ▲ beat (+3.3%)
2024-12 ▲ beat (+3.3%)
2024-09 ▲ beat (+1.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 0 buy · 1 hold · 0 sell (1 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $38
- Target vs last price
- +8.2%
What our data shows for MCBS
- Our model validated 17 trailing price-to-earnings windows for MCBS, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $24.71–$37.07.
- The 14-day relative strength index sits at a neutral 55.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for MCBS
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the MCBS conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for MCBS showed a deterioration this week, with the stock's sector discount rank declining from 119 to 125 among Financial Services companies, indicating a weaker relative valuation position. The valuation verdict shifted from Fairly valued to Overvalued, reflecting an increase in the stock's price relative to its fundamental metrics compared to the prior week.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — MCBS, which operates in the Financial Services sector, has moved to a Fairly valued position this week. The stock's sector discount rank improved from #124 to #118, indicating a narrowing of its valuation discount relative to other Financial Services companies. This improvement reflects a shift in the company's relative valuation positioning within its sector peers.
- 2026-10-05 — TickrTrends' derived indicators show that MCBS has moved lower in the sector discount ranking this week, declining from position 118 to position 124 among Financial Services companies. The stock maintains an overvalued valuation verdict as of the current assessment period.
- 2026-09-28 — TickrTrends' derived indicators for MCBS show movement in sector positioning this week. The stock's sector discount rank declined from 113 to 118, indicating a shift toward lower relative valuation among Financial Services peers. MCBS currently carries an Overvalued verdict according to the platform's valuation assessment.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is MCBS stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), MCBS is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is MCBS's TickrTrends verdict?
MCBS's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does MCBS compare to other Financial Services stocks?
MCBS ranks #117 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is MCBS overbought or oversold?
MCBS's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does MCBS pay a dividend?
Yes. MCBS paid $1.08 per share over the last twelve months (4 payments), a 3.07% yield on TickrTrends' last price, and has raised the annual total for 5 consecutive years. The last ex-dividend date was 2026-07-29.
Does MCBS usually beat earnings estimates?
Over its last 8 reported quarters MCBS beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about MCBS?
Of 1 analysts covering MCBS, 0 rate it a buy, 1 a hold and 0 a sell - hold-leaning, with a consensus price target of $38 (+8.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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