Simmons First National Corporation (SFNC) fair value analysis

Nasdaq · Updated 2026-09-07

Simmons First National Corporation is a bank holding company that provides community banking services including deposit products, loans, and other financial services to individuals and businesses. The company operates through its subsidiary banks across multiple states in the United States, with a significant presence in Arkansas and surrounding regions.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, SFNC is trading at a 10–25% premium to estimated fair value.

SFNC currently ranks #111 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $23.86
Sector: Financial Services
12-month range: $16.79–$23.86

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: D
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for SFNC

Our model validated 17 trailing price-to-earnings windows for SFNC, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $16.79–$23.86.
The 14-day relative strength index sits at a neutral 54.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for SFNC
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent SFNC news

TickrTrends' derived news-sentiment signal for SFNC is currently leaning positive, computed from recent coverage.

SFNC Looks 134.2% Overvalued on GF Value™ as Price-to-Sales Ratio Hits 10-Year High (gurufocus.com, 2026-09-04)
TickrTrends take: SFNC's price-to-sales ratio has reached its highest level in 10 years, which aligns with TickrTrends' current assessment that the stock is overvalued. For investors focused on valuation metrics, this elevated multiple in the Financial Services sector warrants monitoring of whether the company's earnings growth can justify the current pricing or whether the ratio contracts back toward historical norms. The extent to which SFNC's sales growth accelerates relative to its stock price movement will be a key factor in determining whether current valuations prove sustainable.
Simmons First National Corporation: Solid Dividend Play With Upside (NASDAQ:SFNC) (seekingalpha.com, 2026-09-02)
TickrTrends take: SFNC trades at a valuation that TickrTrends currently assesses as overvalued, which may present a consideration for investors seeking dividend income relative to the company's current price. Given that Simmons First National Corporation operates in the Financial Services sector, where valuation metrics often correlate with interest rate environments and credit quality, the gap between current pricing and intrinsic value warrants monitoring of earnings trends and capital returns. Investors focused on valuation discipline should track whether the company's dividend sustainability and earnings growth can justify its present market valuation, or whether a repricing may occur.
Simmons First National signals deposit investments as it targets 9%-11% 2026 net interest income growth (NASDAQ:SFNC) (seekingalpha.com, 2026-07-17)
TickrTrends take: Simmons First National's guidance for 9%-11% net interest income growth in 2026 suggests the company expects favorable margin conditions or balance sheet expansion to drive earnings. Given TickrTrends' current assessment that SFNC is overvalued, investors focused on valuation should monitor whether the company can achieve this growth target without requiring multiple expansion, since the stock may already be pricing in optimistic outcomes. For a Financial Services company trading at a premium valuation, actual execution on these deposit investment initiatives will be critical to justify current pricing.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is SFNC stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), SFNC is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is SFNC's TickrTrends verdict?

SFNC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does SFNC compare to other Financial Services stocks?

SFNC ranks #111 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is SFNC overbought or oversold?

SFNC's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

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