Simmons First National Corporation (SFNC) fair value analysis
Nasdaq · Updated 2026-10-19
SFNC price how computed
Forward Fair Value verdict
Fairly valuedSFNC is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $22.07
- Sector
- Financial Services
- 12-month range
- $17.26–$24.12
- Market cap
- $3.19B
- From 52-week high
- -8.5%
- Shares outstanding
- 145M
- Rank in Financial Services by discount to fair value
- #54 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Simmons First National Corporation is a bank holding company that provides community banking services including deposit products, loans, and other financial services to individuals and businesses. The company operates through its subsidiary banks across multiple states in the United States, with a significant presence in Arkansas and surrounding regions.
SFNC currently ranks #54 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $3.19B
- P/E (trailing)
- 11x
- Revenue (TTM)
- $1.37B
- Net margin
- 19.0%
- EPS (TTM)
- $2.05
- Gross margin
- 67.1%
- Debt / equity
- 0.53
- Revenue growth (3-yr avg)
- 1.2%
- Shares outstanding
- 145M
Derived indicators how computed
- Quality grade
- F
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 40 · neutral
- 50-day average
- $22.91
- 200-day average
- $21.53
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.86 per share (4 payments)
- Yield on last price
- 3.89%
- Consecutive years of increases
- 7
- Last ex-dividend date
- 2026-09-15
- Last payment date
- 2026-10-01
Earnings how computed
- Last 8 quarters vs consensus
- 4 beat, 3 missed
- Quarter by quarter
- 2026-09 ▲ beat (+1.9%)
2026-06 ▼ miss (-5.7%)
2026-03 ▬ met (0.0%)
2025-12 ▲ beat (+12.5%)
2025-09 ▼ miss (-2.1%)
2025-06 ▲ beat (+12.8%)
2025-03 ▼ miss (-27.8%)
2024-12 ▲ beat (+11.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 5 buy · 1 hold · 1 sell (7 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $26.1
- Target vs last price
- +18.3%
What our data shows for SFNC
- Our model validated 17 trailing price-to-earnings windows for SFNC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $17.26–$24.12.
- The 14-day relative strength index sits at a neutral 40.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for SFNC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent SFNC news
TickrTrends' derived news-sentiment signal for SFNC is currently mixed, computed from recent coverage.
- Simmons First National Corporation 2026 Q3 - Results - Earnings Call Presentation (NASDAQ:SFNC) 2026-10-19 (seekingalpha.com, 2026-10-19)
TickrTrends take: Simmons First National Corporation released its third quarter 2026 earnings, providing investors with updated financial performance data against which to assess the fairly valued designation. For those focused on valuation metrics, the earnings call presentation offers insight into whether recent results justify the current pricing relative to comparable financial services companies. Investors tracking SFNC should examine whether the company's operational trends support maintaining the fairly valued assessment or signal potential changes warranted in the valuation outlook. - SFNC Maintains Rating by DA Davidson -- Price Target Raised to $25.00 (gurufocus.com, 2026-10-19)
TickrTrends take: DA Davidson's decision to maintain its rating while raising the price target to $25 represents a modest positive adjustment for SFNC within its current Fairly valued assessment by TickrTrends. Given that the Financial Services sector analyst sees room for upside at that price level, investors focused on valuation should monitor whether SFNC's fundamentals continue to support movement toward that $25 target or whether the stock trades at a discount to it. The maintained rating suggests the analyst views the company's near-term prospects as stable, which aligns with SFNC's current positioning as neither significantly overvalued nor undervalued. - SFNC Maintains Underweight Rating by Morgan Stanley -- Price Target Raised to $27.00 (gurufocus.com, 2026-10-19)
TickrTrends take: Morgan Stanley's maintained underweight rating on SFNC suggests the analyst sees limited upside despite raising the price target to $27, which aligns with TickrTrends' assessment that the stock is fairly valued in the Financial Services sector. A valuation-focused reader should monitor whether the company can demonstrate fundamental improvement that might justify upgrades from analysts who currently hold cautious views. The gap between analyst skepticism and fair valuation metrics indicates the market may be pricing in modest growth expectations for the near term.
More SFNC news
- Q3 2026 Simmons First National Corporation Earnings Call Transcript (gurufocus.com, 2026-10-16)
- Simmons First National Corporation (SFNC) Q3 2026 Earnings Call Transcript (seekingalpha.com, 2026-10-16)
- Simmons First National Corp (SFNC) Q3 Earnings Beat EPS Estimates but Revenue Misses Expectations (gurufocus.com, 2026-10-15)
- Is Simmons First National Corp (SFNC) Overvalued After Q3 Earnings Beat Estimates? GF Score: 61/100 (gurufocus.com, 2026-10-15)
- SFNC Looks 134.2% Overvalued on GF Value™ as Price-to-Sales Ratio Hits 10-Year High (gurufocus.com, 2026-09-04)
- Simmons First National Corporation: Solid Dividend Play With Upside (NASDAQ:SFNC) (seekingalpha.com, 2026-09-02)
What people are saying
Follow the SFNC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — SFNC has experienced significant changes in its derived indicators this week. The balance-sheet leverage band has shifted from low to moderate, while the quality grade has declined substantially from A to F. Additionally, the sector discount rank has improved from number 88 to number 59, indicating a better relative valuation position within the Financial Services sector. The stock currently carries a fairly valued assessment.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — SFNC's sector discount rank improved this week, moving from #100 to #91 within the Financial Services sector. The stock's current valuation verdict remains Fairly valued based on TickrTrends' derived indicators.
- 2026-10-05 — # SFNC Weekly Indicator Summary TickrTrends' derived indicators for SFNC show a shift in trend momentum this week, with the 50/200-day trend state moving from uptrend to mixed. The stock remains fairly valued according to current valuation metrics within the Financial Services sector. This change in trend state suggests a less pronounced directional bias compared to the previous week's uptrend classification.
- 2026-09-28 — TickrTrends' indicators for SFNC show movement this week within the Financial Services sector. The 50/200-day trend state shifted from mixed to uptrend, while the sector discount rank moved from position 73 to position 100. The stock maintains a current valuation verdict of fairly valued.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — SFNC's sector position improved this week as its discount rank moved from number 81 to number 73 within the Financial Services sector, indicating the stock is trading at a more attractive valuation relative to its peers. The stock maintains a Fairly valued assessment according to TickrTrends' derived indicators. This upward shift in ranking suggests SFNC has become relatively cheaper compared to other companies in its sector over the past week.
Frequently asked questions
Is SFNC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), SFNC is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is SFNC's TickrTrends verdict?
SFNC's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does SFNC compare to other Financial Services stocks?
SFNC ranks #54 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is SFNC overbought or oversold?
SFNC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does SFNC pay a dividend?
Yes. SFNC paid $0.86 per share over the last twelve months (4 payments), a 3.89% yield on TickrTrends' last price, and has raised the annual total for 7 consecutive years. The last ex-dividend date was 2026-09-15.
Does SFNC usually beat earnings estimates?
Over its last 8 reported quarters SFNC beat the consensus estimate 4 times and missed 3 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about SFNC?
Of 7 analysts covering SFNC, 5 rate it a buy, 1 a hold and 1 a sell - buy-leaning, with a consensus price target of $26.1 (+18.3% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
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