Shore Bancshares, Inc. (SHBI) fair value analysis

Nasdaq · Updated 2026-09-07

Shore Bancshares, Inc. is a bank holding company that provides financial services including retail and commercial banking, mortgage banking, and wealth management through its subsidiary Shore Bancorp and affiliated entities. The company operates primarily in the Mid-Atlantic region, with a focus on Maryland, Delaware, and Pennsylvania markets.

Forward Fair Value verdict

Overvalued

Based on TickrTrends' weekly Forward Fair Value model, SHBI is trading at a 10–25% premium to estimated fair value.

SHBI currently ranks #99 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Overvalued for 3 consecutive weekly runs.

Last price: $24.55
Sector: Financial Services
12-month range: $15.37–$24.55

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C-
Leverage: Low
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The top quarter of its range

What our data shows for SHBI

Our model validated 17 trailing price-to-earnings windows for SHBI, built from quarterly earnings records.
Shares are trading in the upper third of their 12-month price range of $15.37–$24.55.
The 14-day relative strength index sits at a neutral 49.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for SHBI
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent SHBI news

TickrTrends' derived news-sentiment signal for SHBI is currently leaning positive, computed from recent coverage.

Shore Bancshares Stock: A Remarkable Sub-50% LTV Ratio In The CRE Loan Book (NASDAQ:SHBI) (seekingalpha.com, 2026-08-19)
TickrTrends take: Shore Bancshares maintains a conservative loan-to-value ratio below 50% in its commercial real estate portfolio, which typically provides a buffer against property value deterioration and reduces credit risk exposure. Given TickrTrends' overvalued assessment, investors should monitor whether this asset quality strength justifies the current valuation premium or if the market is already pricing in such protective measures. The sustainability of lending discipline in the Financial Services sector will be a key factor in determining whether SHBI can support elevated valuations if economic conditions change.
Shore Bancshares Inc (SHBI) Hits Fresh High: Is There Still Room to Run? (zacks.com, 2026-06-29)
TickrTrends take: Shore Bancshares Inc operates in the Financial Services sector and has recently reached a fresh high, which TickrTrends currently assesses as overvalued based on its derived valuation metrics. For investors focused on valuation fundamentals, the key question is whether the stock's recent strength reflects justified business improvements or has moved ahead of underlying earnings power. Monitoring the company's net interest margin, loan growth, and capital ratios will be important to determine if the current valuation premium can be sustained or if mean reversion risk exists.
Shore Bancshares Inc (SHBI) Hit a 52 Week High, Can the Run Continue? (zacks.com, 2026-06-09)
TickrTrends take: Shore Bancshares Inc operates in the Financial Services sector where valuations can fluctuate significantly based on interest rate expectations and loan portfolio quality. According to TickrTrends' current assessment, SHBI is trading at overvalued levels, suggesting that its recent achievement of a 52-week high may already reflect considerable optimism in its pricing. A valuation-focused investor monitoring this stock should pay attention to whether the company's fundamentals, such as net interest margins and credit quality, justify the elevated valuation or whether mean reversion could occur.

What people are saying

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TickrTrends weekly updates

2026-09-07 — No material change this week: the verdict, bands and grades all held steady.
2026-09-06 — No material change this week: the verdict, bands and grades all held steady.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is SHBI stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), SHBI is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.

What is SHBI's TickrTrends verdict?

SHBI's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.

How does SHBI compare to other Financial Services stocks?

SHBI ranks #99 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is SHBI overbought or oversold?

SHBI's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

SHBI vs AIZ · SHBI vs BPOP · SHBI vs BRK-B · SHBI vs DCOM · SHBI vs FCNCA