Shore Bancshares, Inc. (SHBI) fair value analysis
Nasdaq · Updated 2026-10-19
SHBI price how computed
Forward Fair Value verdict
Fairly valuedSHBI is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $22.55
- Sector
- Financial Services
- 12-month range
- $15.52–$24.61
- Market cap
- $753M
- From 52-week high
- -8.4%
- Shares outstanding
- 33.4M
- Rank in Financial Services by discount to fair value
- #92 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Shore Bancshares, Inc. is a bank holding company that provides financial services including retail and commercial banking, mortgage banking, and wealth management through its subsidiary Shore Bancorp and affiliated entities. The company operates primarily in the Mid-Atlantic region, with a focus on Maryland, Delaware, and Pennsylvania markets.
SHBI currently ranks #92 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $753M
- P/E (trailing)
- 11x
- Revenue (TTM)
- $346M
- Net margin
- 19.1%
- EPS (TTM)
- $2.02
- Gross margin
- 70.1%
- Debt / equity
- 0.16
- Revenue growth (3-yr avg)
- 4.0%
- Shares outstanding
- 33.4M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 43 · neutral
- 50-day average
- $23.09
- 200-day average
- $20.89
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.52 per share (4 payments)
- Yield on last price
- 2.31%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-02
- Last payment date
- 2026-09-16
Earnings how computed
- Last 8 quarters vs consensus
- 6 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+20.0%)
2026-03 ▲ beat (+13.3%)
2025-12 ▲ beat (+2.1%)
2025-09 ▼ miss (-4.4%)
2025-06 ▲ beat (+12.2%)
2025-03 ▲ beat (+17.1%)
2024-12 ▲ beat (+11.1%)
2024-09 ▼ miss (-5.6%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 3 hold · 0 sell (5 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $25.6
- Target vs last price
- +13.5%
What our data shows for SHBI
- Our model validated 17 trailing price-to-earnings windows for SHBI, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $15.52–$24.61.
- The 14-day relative strength index sits at a neutral 43.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for SHBI
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent SHBI news
TickrTrends' derived news-sentiment signal for SHBI is currently leaning positive, computed from recent coverage.
- SHBI Initiates Coverage On Shore Bancshares -- Rating Set to Neutral (gurufocus.com, 2026-09-29)
TickrTrends take: Shore Bancshares operates in the Financial Services sector and currently trades at a Fairly valued assessment according to TickrTrends metrics. The initiation of coverage with a Neutral rating suggests analyst expectations align with the stock's current valuation level, indicating limited upside or downside surprises from fundamental performance. Valuation-focused investors should monitor whether Shore Bancshares' earnings trajectory supports maintaining this equilibrium or whether operational developments warrant a reassessment of the Fairly valued designation.
What people are saying
Follow the SHBI conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — SHBI's quality grade improved from C to B this week, reflecting positive developments in the company's fundamental metrics. The stock's sector discount rank also strengthened, moving from number 104 to number 96 among Financial Services companies. The stock maintains a valuation verdict of fairly valued based on current assessment.
- 2026-10-05 — SHBI's sector discount rank declined this week, moving from number 94 to number 104 among Financial Services companies. This shift reflects a change in the company's relative valuation position within its sector. The stock maintains a fairly valued assessment according to current indicators.
- 2026-09-28 — TickrTrends' derived indicators for SHBI show that the stock's sector discount rank declined from #81 to #94 this week, indicating a relative weakening in its valuation position within the Financial Services sector. The stock remains assessed as fairly valued despite this shift in its comparative ranking.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is SHBI stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), SHBI is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is SHBI's TickrTrends verdict?
SHBI's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does SHBI compare to other Financial Services stocks?
SHBI ranks #92 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is SHBI overbought or oversold?
SHBI's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does SHBI pay a dividend?
Yes. SHBI paid $0.52 per share over the last twelve months (4 payments), a 2.31% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-02.
Does SHBI usually beat earnings estimates?
Over its last 8 reported quarters SHBI beat the consensus estimate 6 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about SHBI?
Of 5 analysts covering SHBI, 2 rate it a buy, 3 a hold and 0 a sell - hold-leaning, with a consensus price target of $25.6 (+13.5% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
More in Financial Services
Head-to-head comparisons
SHBI vs AIZ · SHBI vs BPOP · SHBI vs COLB · SHBI vs FCNCA · SHBI vs GL