Dime Community Bancshares, Inc. (DCOM) fair value analysis
Nasdaq · Updated 2026-10-19
DCOM price how computed
Forward Fair Value verdict
Fairly valuedDCOM is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $38.83
- Sector
- Financial Services
- 12-month range
- $25.78–$41.74
- Market cap
- $1.71B
- From 52-week high
- -7.0%
- Shares outstanding
- 44.2M
- Rank in Financial Services by discount to fair value
- #101 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Dime Community Bancshares, Inc. operates as a bank holding company that provides retail and commercial banking services through its subsidiary, Dime Community Bank. The company serves customers in the New York metropolitan area, including Brooklyn, Queens, and surrounding communities.
DCOM currently ranks #101 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.71B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $751M
- Net margin
- 17.2%
- EPS (TTM)
- $2.93
- Gross margin
- 60.4%
- Debt / equity
- 0.43
- Revenue growth (3-yr avg)
- 4.2%
- Shares outstanding
- 44.2M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 43 · neutral
- 50-day average
- $40.07
- 200-day average
- $36.96
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.00 per share (4 payments)
- Yield on last price
- 2.58%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-10-16
- Last payment date
- 2026-10-23
Earnings how computed
- Last 8 quarters vs consensus
- 3 beat, 5 missed
- Quarter by quarter
- 2026-06 ▲ beat (+3.9%)
2026-03 ▼ miss (-3.9%)
2025-12 ▲ beat (+11.3%)
2025-09 ▼ miss (-11.6%)
2025-06 ▲ beat (+3.2%)
2025-03 ▼ miss (-1.7%)
2024-12 ▼ miss (-6.7%)
2024-09 ▼ miss (-29.3%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 4 buy · 1 hold · 0 sell (5 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $46
- Target vs last price
- +18.5%
What our data shows for DCOM
- Our model validated 16 trailing price-to-earnings windows for DCOM, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $25.78–$41.74.
- The 14-day relative strength index sits at a neutral 43.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for DCOM
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent DCOM news
TickrTrends' derived news-sentiment signal for DCOM is currently mixed, computed from recent coverage.
- Is Dime Commercial Bancshares Inc (DCOM) Overvalued After Q3 Earnings Miss? EPS at $0.90 on $121.2M Revenue -- GF Score: 70/100 (gurufocus.com, 2026-10-21)
TickrTrends take: Dime Commercial Bancshares reported third quarter earnings per share of 90 cents against revenue of 121 million dollars, results that fell short of expectations and prompted questions about valuation sustainability. TickrTrends currently assesses DCOM as fairly valued despite the earnings miss, suggesting the market has already priced in near-term challenges for this financial services company. Investors focused on valuation should monitor whether future quarters demonstrate improved profitability trends or if the current assessment requires reassessment given the operational headwinds evidenced in the most recent quarter. - Q3 2026 Dime Community Bancshares, Inc. Earnings Call Transcript (gurufocus.com, 2026-10-20)
TickrTrends take: Dime Community Bancshares' Q3 2026 earnings results provide an opportunity to assess whether the company's fundamentals support its current fairly valued status in the financial services sector. Investors reviewing the earnings call transcript should focus on key metrics such as net interest margin trends, asset quality indicators, and loan growth rates to determine if the bank's operational performance justifies its present valuation multiples. Changes in deposit dynamics or credit quality could signal whether the fairly valued assessment remains appropriate going forward. - Dime Community Bank (DCOM) Posts Higher Net Interest Margin in Q3 2026, Reinforcing Dividend Sustainability (gurufocus.com, 2026-10-20)
TickrTrends take: Dime Community Bank's improved net interest margin in Q3 2026 strengthens the earnings foundation that supports its dividend payments, which is relevant for investors evaluating whether the Fairly valued assessment reflects sustainable income generation. For a Financial Services company trading at fair value, margin expansion of this nature typically validates current pricing, as it demonstrates the bank's ability to maintain profitability in its core lending operations. Investors should monitor whether this margin improvement persists in subsequent quarters, as sustained gains could support the valuation if they translate to consistent earnings growth rather than temporary benefits.
What people are saying
Follow the DCOM conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for DCOM, a Financial Services sector company currently assessed as fairly valued, showed movement this week as the Relative Strength Index zone shifted from oversold to neutral territory. This change in the RSI zone suggests reduced downward momentum in the stock's price action compared to the previous week.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for DCOM showed two notable shifts this week. The Relative Strength Index moved from the neutral zone into oversold territory, while the company's sector discount rank improved from number 112 to number 107 among Financial Services peers. The stock maintains a Fairly valued assessment based on current valuation metrics.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — DCOM's sector discount rank declined this week, moving from #100 to #110, indicating a slight weakening in its valuation position relative to other Financial Services companies. Despite this change, DCOM maintains a Fairly valued verdict according to TickrTrends' derived indicators.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is DCOM stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), DCOM is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is DCOM's TickrTrends verdict?
DCOM's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does DCOM compare to other Financial Services stocks?
DCOM ranks #101 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is DCOM overbought or oversold?
DCOM's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does DCOM pay a dividend?
Yes. DCOM paid $1.00 per share over the last twelve months (4 payments), a 2.58% yield on TickrTrends' last price. The last ex-dividend date was 2026-10-16.
Does DCOM usually beat earnings estimates?
Over its last 8 reported quarters DCOM beat the consensus estimate 3 times and missed 5 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about DCOM?
Of 5 analysts covering DCOM, 4 rate it a buy, 1 a hold and 0 a sell - buy-leaning, with a consensus price target of $46 (+18.5% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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