Preferred Bank (PFBC) fair value analysis
Nasdaq · Updated 2026-10-19
PFBC price how computed
Forward Fair Value verdict
OvervaluedPFBC is trading at a 10–25% premium to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $104.41
- Sector
- Financial Services
- 12-month range
- $82.72–$109.48
- Market cap
- $1.24B
- From 52-week high
- -4.6%
- Shares outstanding
- 11.9M
- Rank in Financial Services by discount to fair value
- #134 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Preferred Bank is a financial services company that provides commercial banking services to small and medium-sized businesses, entrepreneurs, and professionals. The bank operates primarily in California with a focus on serving the Asian-American business community and the broader Los Angeles market.
PFBC currently ranks #134 of 167 Financial Services stocks by discount to fair value. It has screened as Overvalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.24B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $506M
- Net margin
- 26.7%
- EPS (TTM)
- $10.94
- Gross margin
- 57.3%
- Debt / equity
- 0.49
- Revenue growth (3-yr avg)
- -0.7%
- Shares outstanding
- 11.9M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 51 · neutral
- 50-day average
- $104.84
- 200-day average
- $97.82
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $3.20 per share (4 payments)
- Yield on last price
- 3.06%
- Consecutive years of increases
- 5
- Last ex-dividend date
- 2026-10-05
- Last payment date
- 2026-10-19
Earnings how computed
- Last 8 quarters vs consensus
- 5 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+4.9%)
2026-03 ▲ beat (+2.8%)
2025-12 ▬ met (0.0%)
2025-09 ▲ beat (+10.5%)
2025-06 ▲ beat (+3.7%)
2025-03 ▼ miss (-4.3%)
2024-12 ▼ miss (-5.5%)
2024-09 ▲ beat (+3.8%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 4 hold · 0 sell (6 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $114
- Target vs last price
- +9.2%
What our data shows for PFBC
- Our model validated 16 trailing price-to-earnings windows for PFBC, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $82.72–$109.48.
- The 14-day relative strength index sits at a neutral 51.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for PFBC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent PFBC news
TickrTrends' derived news-sentiment signal for PFBC is currently leaning positive, computed from recent coverage.
- Preferred Bank (PFBC) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release (zacks.com, 2026-10-16)
TickrTrends take: PFBC is anticipated to exceed earnings expectations in its Q3 release, which could provide evidence relevant to evaluating whether its current overvalued status according to TickrTrends is justified or warrants adjustment. For investors focused on valuation metrics, the earnings beat would need to be substantial enough to support the stock's current price relative to Financial Services sector peers, or the overvaluation designation may persist despite positive earnings surprise. The key question for a valuation-conscious reader is whether stronger-than-expected earnings will close the gap between PFBC's market price and its fundamental worth. - PFBC Maintained by Piper Sandler -- Price Target Raised to $120 (gurufocus.com, 2026-10-01)
TickrTrends take: Piper Sandler's raise of its price target to $120 for PFBC comes against TickrTrends' current assessment that the stock is overvalued in the Financial Services sector. A valuation-focused reader should monitor whether this analyst action reflects a reassessment of the company's fundamentals or represents a disconnect from current market pricing relative to intrinsic value metrics. The divergence between the maintained rating and elevated price target warrants attention to what metrics or assumptions may be driving analyst sentiment versus the valuation platform's derived assessment. - Why Preferred Bank (PFBC) is a Great Dividend Stock Right Now (zacks.com, 2026-09-30)
TickrTrends take: Preferred Bank operates in the Financial Services sector where dividend-paying stocks often trade at valuations reflective of their yield and payout sustainability. TickrTrends currently indicates PFBC is overvalued based on its derived metrics, which suggests investors focused on valuation should monitor whether the dividend yield adequately compensates for the current price level relative to fundamentals. For valuation-conscious investors, the key consideration is whether the attractiveness of the dividend income justifies the premium valuation that TickrTrends has identified.
More PFBC news
- PFBC Initiates Coverage On StoneX -- Price Target Announced at $120 (gurufocus.com, 2026-09-24)
What people are saying
Follow the PFBC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — PFBC's technical trend indicators shifted this week as the 50/200-day trend state moved from an uptrend to a mixed state, suggesting reduced momentum in the near-to-intermediate term. The stock remains classified as overvalued according to current valuation metrics. This combination of weakening technical momentum alongside elevated valuation levels may warrant monitoring by investors tracking this Financial Services sector holding.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — PFBC's 50/200-day trend state moved from mixed to uptrend this week, indicating improved short-term momentum relative to longer-term direction. The stock's sector discount rank declined from 133 to 147, meaning it became relatively more expensive compared to other Financial Services companies. Despite the positive trend shift, PFBC remains classified as overvalued according to TickrTrends' current valuation assessment.
- 2026-09-21 — PFBC's 50/200-day trend state shifted from uptrend to mixed this week, indicating a change in the stock's intermediate momentum dynamics within the Financial Services sector. The current valuation verdict remains Overvalued based on TickrTrends' derived indicators.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is PFBC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), PFBC is trading at a 10–25% premium to estimated fair value and screens as overvalued. The exact fair value and discount are available to subscribers.
What is PFBC's TickrTrends verdict?
PFBC's current verdict is Overvalued, refreshed with every weekly Forward Fair Value run.
How does PFBC compare to other Financial Services stocks?
PFBC ranks #134 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is PFBC overbought or oversold?
PFBC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does PFBC pay a dividend?
Yes. PFBC paid $3.20 per share over the last twelve months (4 payments), a 3.06% yield on TickrTrends' last price, and has raised the annual total for 5 consecutive years. The last ex-dividend date was 2026-10-05.
Does PFBC usually beat earnings estimates?
Over its last 8 reported quarters PFBC beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about PFBC?
Of 6 analysts covering PFBC, 2 rate it a buy, 4 a hold and 0 a sell - hold-leaning, with a consensus price target of $114 (+9.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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