The PNC Financial Services Group, Inc. (PNC) fair value analysis
S&P 500 · Updated 2026-10-19
PNC price how computed
Forward Fair Value verdict
UndervaluedPNC is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $219.21
- Sector
- Financial Services
- 12-month range
- $179.04–$256.97
- Market cap
- $87.5B
- From 52-week high
- -14.7%
- Shares outstanding
- 399M
- Rank in Financial Services by discount to fair value
- #51 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
The PNC Financial Services Group, Inc. is a diversified financial services company that provides retail banking, commercial banking, asset management, and wealth management services to individuals and businesses. The company operates across the United States with a significant presence in the Northeast and Mid-Atlantic regions, as well as other major markets throughout the country.
PNC currently ranks #51 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 4 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $87.5B
- P/E (trailing)
- 12x
- Revenue (TTM)
- $35.7B
- Net margin
- 22.1%
- EPS (TTM)
- $18.95
- Gross margin
- 68.1%
- Debt / equity
- 1.28
- Revenue growth (3-yr avg)
- 3.5%
- Shares outstanding
- 399M
Derived indicators how computed
- Quality grade
- F
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 34 · neutral
- 50-day average
- $235.51
- 200-day average
- $228.44
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $7.40 per share (4 payments)
- Yield on last price
- 3.38%
- Consecutive years of increases
- 15
- Last ex-dividend date
- 2026-10-14
- Last payment date
- 2026-11-05
Earnings how computed
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-09 ▲ beat (+2.4%)
2026-06 ▲ beat (+7.5%)
2026-03 ▲ beat (+4.6%)
2025-12 ▲ beat (+15.9%)
2025-09 ▲ beat (+7.4%)
2025-06 ▲ beat (+8.5%)
2025-03 ▲ beat (+3.8%)
2024-12 ▲ beat (+12.5%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 16 buy · 6 hold · 0 sell (22 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $266
- Target vs last price
- +21.3%
What our data shows for PNC
- Our model validated 17 trailing price-to-earnings windows for PNC, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $179.04–$256.97.
- The 14-day relative strength index sits at a neutral 34.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for PNC
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent PNC news
TickrTrends' derived news-sentiment signal for PNC is currently leaning positive, computed from recent coverage.
- PNC Financial Looks Like a Dividend Deal, but There’s a Catch (insidermonkey.com, 2026-10-20)
TickrTrends take: PNC Financial Services operates in the Financial Services sector and is currently assessed as undervalued by TickrTrends metrics. The recent commentary highlighting dividend appeal while noting cautionary factors suggests investors should monitor whether the company's current valuation properly reflects both the income opportunity and the underlying concerns flagged in the market discussion. For valuation-focused readers, the gap between perceived dividend attractiveness and the cautious tone represents a key area to evaluate when determining if the undervalued assessment holds across different market scenarios. - PNC Financial: Fed Pivot And NII Growth (Rating Upgrade) (NYSE:PNC) (seekingalpha.com, 2026-10-17)
TickrTrends take: PNC operates in the Financial Services sector where net interest income represents a significant driver of profitability, making the prospect of Federal Reserve policy shifts particularly relevant to earnings trajectories. TickrTrends currently derives an undervalued verdict for PNC, suggesting the market may not be fully pricing in potential benefits from a Fed pivot or the company's ability to sustain NII growth. For valuation-focused investors, the rating upgrade should be evaluated alongside whether current market pricing already reflects improved rate environments or whether additional upside exists as conditions materialize. - Q3 2026 The PNC Financial Services Group, Inc. Earnings Call Transcript (gurufocus.com, 2026-10-15)
TickrTrends take: PNC Financial Services Group released its Q3 2026 earnings results, providing updated financial performance data relevant to assessing the company's intrinsic value. TickrTrends currently rates PNC as undervalued within the Financial Services sector, suggesting the market price may not fully reflect the company's earnings power and asset base. Investors focused on valuation metrics should monitor how the company's profitability, asset quality, and capital position compare to sector peers and historical levels to evaluate whether the undervalued designation remains supported.
More PNC news
- The PNC Financial Services Group, Inc. 2026 Q3 - Results - Earnings Call Presentation (NYSE:PNC) 2026-10-15 (seekingalpha.com, 2026-10-15)
- The PNC Financial Services Group, Inc (PNC) Earnings Expected to Grow: What to Know Ahead of Next Week's Release (zacks.com, 2026-10-08)
- Why The PNC Financial Services Group, Inc (PNC) is a Great Dividend Stock Right Now (zacks.com, 2026-10-02)
- PNC Financial to Redeem $525 Million in Series S Depositary Shares on November 2, 2026 (gurufocus.com, 2026-09-29)
What people are saying
Follow the PNC conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — PNC's quality grade declined from D to F this week, indicating a deterioration in fundamental metrics tracked by TickrTrends. Simultaneously, the relative strength index moved from oversold territory into the neutral zone, suggesting reduced downward momentum. Despite these technical and quality declines, the stock maintains an undervalued assessment based on current pricing relative to derived indicators.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — PNC's RSI zone shifted from neutral to oversold this week, indicating that the stock has experienced recent downward price movement. The valuation verdict improved from fairly valued to undervalued, suggesting the stock may now be trading below its assessed intrinsic value based on TickrTrends' derived indicators.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — PNC improved its sector discount rank this week, moving from number 70 to number 62 among Financial Services companies. The bank remains assessed as fairly valued according to TickrTrends' derived indicators. This advancement in ranking suggests PNC has become relatively more attractively valued compared to its sector peers.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is PNC stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), PNC is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is PNC's TickrTrends verdict?
PNC's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does PNC compare to other Financial Services stocks?
PNC ranks #51 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is PNC overbought or oversold?
PNC's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does PNC pay a dividend?
Yes. PNC paid $7.40 per share over the last twelve months (4 payments), a 3.38% yield on TickrTrends' last price, and has raised the annual total for 15 consecutive years. The last ex-dividend date was 2026-10-14.
Does PNC usually beat earnings estimates?
Over its last 8 reported quarters PNC beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about PNC?
Of 22 analysts covering PNC, 16 rate it a buy, 6 a hold and 0 a sell - buy-leaning, with a consensus price target of $266 (+21.3% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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