Raymond James Financial, Inc. (RJF) fair value analysis
S&P 500 · Updated 2026-10-19
RJF price how computed
Forward Fair Value verdict
UndervaluedRJF is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $158.38
- Sector
- Financial Services
- 12-month range
- $140.89–$181.18
- Market cap
- $30.5B
- From 52-week high
- -12.6%
- Shares outstanding
- 192M
- Rank in Financial Services by discount to fair value
- #40 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
Raymond James Financial, Inc. is a diversified financial services company that provides investment banking, capital markets, and wealth management services to institutional and individual clients. The company operates through offices located across the United States and internationally in various countries.
RJF currently ranks #40 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 6 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $30.5B
- P/E (trailing)
- 13x
- Revenue (TTM)
- $16.9B
- Net margin
- 13.6%
- EPS (TTM)
- $11.83
- Gross margin
- 66.2%
- Debt / equity
- 0.42
- Revenue growth (3-yr avg)
- 8.5%
- Shares outstanding
- 192M
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Contracting
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 39 · neutral
- 50-day average
- $168.90
- 200-day average
- $160.62
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $2.16 per share (4 payments)
- Yield on last price
- 1.36%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-10-01
- Last payment date
- 2026-10-15
Earnings how computed
- Next earnings report
- 2026-10-28 (post-market)
- Last 8 quarters vs consensus
- 6 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+7.9%)
2026-03 ▲ beat (+0.4%)
2025-12 ▲ beat (+1.1%)
2025-09 ▲ beat (+9.9%)
2025-06 ▼ miss (-7.6%)
2025-03 ▼ miss (-0.8%)
2024-12 ▲ beat (+8.9%)
2024-09 ▲ beat (+22.4%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 6 buy · 9 hold · 0 sell (15 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $184
- Target vs last price
- +16.2%
What our data shows for RJF
- Our model validated 17 trailing price-to-earnings windows for RJF, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $140.89–$181.18.
- The 14-day relative strength index sits at a neutral 39.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for RJF
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent RJF news
TickrTrends' derived news-sentiment signal for RJF is currently leaning positive, computed from recent coverage.
- RJF Maintained by Truist Securities -- Price Target Lowered to $166 (gurufocus.com, 2026-10-13)
TickrTrends take: Truist Securities' decision to lower its price target on RJF to $166 while maintaining its rating suggests the analyst sees value at current levels despite acknowledging headwinds that warrant a reduced upside scenario. This analyst action provides a data point for investors tracking RJF's valuation, as TickrTrends currently derives an undervalued verdict for the Financial Services company based on its fundamental metrics. A valuation-focused reader should monitor whether subsequent analyst revisions and quarterly earnings reports support the maintenance of a constructive stance despite the price target reduction. - Reams Asset Management Q3 2026 Letter To Clients (seekingalpha.com, 2026-10-06)
TickrTrends take: # Raymond James Financial (RJF) - Valuation Context Raymond James Financial trades at an undervalued designation according to TickrTrends despite operating in the competitive Financial Services sector. A valuation-focused reader should monitor whether Reams Asset Management's Q3 2026 commentary on market conditions and asset management trends provides insight into the competitive pressures or growth opportunities that may justify the current undervalued assessment. The letter may contain forward-looking perspectives on financial services demand that could inform whether the valuation discount reflects genuine opportunity or overlooked headwinds in the sector. - RJF Maintained by BMO Capital -- Price Target Lowered to $170.00 (gurufocus.com, 2026-10-06)
TickrTrends take: Raymond James Financial remains classified as undervalued according to TickrTrends' current analysis, despite BMO Capital's recent downward revision of its price target to $170. For valuation-focused investors tracking the Financial Services sector, the maintenance of coverage paired with a lower target suggests analyst conviction may be wavering on near-term catalysts, which could influence how the current undervalued assessment evolves if broader sector conditions shift. The gap between the new price target and current market pricing will be an important indicator of whether the undervalued verdict maintains credibility in coming quarters.
More RJF news
- RJF Maintains Neutral Rating -- Price Target Raised to $185 (gurufocus.com, 2026-10-05)
What people are saying
Follow the RJF conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — RJF's valuation metrics improved this week as its sector discount rank moved from #58 to #50, indicating the stock has become more attractively priced relative to other Financial Services companies. The valuation verdict shifted from Fairly valued to Undervalued, reflecting a strengthening of RJF's fundamental value proposition relative to its current market price.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is RJF stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), RJF is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is RJF's TickrTrends verdict?
RJF's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does RJF compare to other Financial Services stocks?
RJF ranks #40 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is RJF overbought or oversold?
RJF's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does RJF pay a dividend?
Yes. RJF paid $2.16 per share over the last twelve months (4 payments), a 1.36% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-10-01.
When does RJF report earnings next?
RJF's next earnings report is scheduled for 2026-10-28 (post-market), per the published earnings calendar.
Does RJF usually beat earnings estimates?
Over its last 8 reported quarters RJF beat the consensus estimate 6 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about RJF?
Of 15 analysts covering RJF, 6 rate it a buy, 9 a hold and 0 a sell - hold-leaning, with a consensus price target of $184 (+16.2% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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