Seacoast Banking Corporation of Florida (SBCF) fair value analysis
Nasdaq · Updated 2026-10-19
SBCF price how computed
Forward Fair Value verdict
UndervaluedSBCF is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $32.54
- Sector
- Financial Services
- 12-month range
- $29.20–$36.13
- Market cap
- $3.15B
- From 52-week high
- -9.9%
- Shares outstanding
- 96.8M
- Rank in Financial Services by discount to fair value
- #45 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Seacoast Banking Corporation of Florida is a bank holding company that provides retail and commercial banking services through its subsidiary banks. The company operates primarily in Florida and the southeastern United States.
SBCF currently ranks #45 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 11 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $3.15B
- P/E (trailing)
- 15x
- Revenue (TTM)
- $951M
- Net margin
- 17.1%
- EPS (TTM)
- $2.19
- Gross margin
- 70.6%
- Debt / equity
- 0.43
- Revenue growth (3-yr avg)
- 9.8%
- Shares outstanding
- 96.8M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Stable
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 45 · neutral
- 50-day average
- $33.64
- 200-day average
- $32.45
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.76 per share (4 payments)
- Yield on last price
- 2.34%
- Consecutive years of increases
- 4
- Last ex-dividend date
- 2026-09-15
- Last payment date
- 2026-09-30
Earnings how computed
- Next earnings report
- 2026-10-27 (post-market)
- Last 8 quarters vs consensus
- 5 beat, 2 missed
- Quarter by quarter
- 2026-06 ▲ beat (+1.7%)
2026-03 ▲ beat (+6.9%)
2025-12 ▼ miss (-12.0%)
2025-09 ▲ beat (+13.0%)
2025-06 ▲ beat (+16.3%)
2025-03 ▼ miss (-5.0%)
2024-12 ▲ beat (+41.2%)
2024-09 ▬ met (0.0%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 2 buy · 4 hold · 0 sell (6 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $36.7
- Target vs last price
- +12.8%
What our data shows for SBCF
- Our model validated 17 trailing price-to-earnings windows for SBCF, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $29.20–$36.13.
- The 14-day relative strength index sits at a neutral 45.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for SBCF
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent SBCF news
TickrTrends' derived news-sentiment signal for SBCF is currently leaning positive, computed from recent coverage.
- SBCF Maintained by Raymond James -- Price Target Lowered to $36.00 (gurufocus.com, 2026-10-13)
TickrTrends take: Raymond James maintained its coverage of SBCF while adjusting its price target downward to $36, which reflects a recalibration of the firm's near-term expectations for the Financial Services company. Given TickrTrends' current assessment that SBCF is undervalued, investors focused on valuation metrics should monitor whether this target reduction signals analyst concern about fundamentals or simply a more conservative near-term outlook that could still align with longer-term value opportunity. The gap between the lowered price target and the current trading level will be a key metric for value-oriented investors tracking how the market prices in this analyst adjustment.
What people are saying
Follow the SBCF conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — SBCF's sector discount rank declined from #42 to #48 this week, indicating the stock moved to a lower position within the Financial Services sector's valuation rankings. With a current valuation verdict of Undervalued, SBCF remains positioned as an undervalued security despite this week's shift in its relative discount standing among sector peers.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators show that SBCF has improved its position within the Financial Services sector this week. The stock's sector discount rank moved from #47 to #42, indicating a strengthened relative valuation standing. SBCF remains classified as undervalued according to the current valuation verdict.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — SBCF's sector discount rank declined this week, moving from 41st to 48th position among Financial Services companies. This shift reflects a relative weakening in SBCF's valuation standing within its sector, though the stock maintains an undervalued status according to current assessment metrics.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is SBCF stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), SBCF is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is SBCF's TickrTrends verdict?
SBCF's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does SBCF compare to other Financial Services stocks?
SBCF ranks #45 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is SBCF overbought or oversold?
SBCF's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does SBCF pay a dividend?
Yes. SBCF paid $0.76 per share over the last twelve months (4 payments), a 2.34% yield on TickrTrends' last price, and has raised the annual total for 4 consecutive years. The last ex-dividend date was 2026-09-15.
When does SBCF report earnings next?
SBCF's next earnings report is scheduled for 2026-10-27 (post-market), per the published earnings calendar.
Does SBCF usually beat earnings estimates?
Over its last 8 reported quarters SBCF beat the consensus estimate 5 times and missed 2 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about SBCF?
Of 6 analysts covering SBCF, 2 rate it a buy, 4 a hold and 0 a sell - hold-leaning, with a consensus price target of $36.7 (+12.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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