The Charles Schwab Corporation (SCHW) fair value analysis
S&P 500 · Updated 2026-10-19
SCHW price how computed
Forward Fair Value verdict
UndervaluedSCHW is trading at more than a 25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $96.70
- Sector
- Financial Services
- 12-month range
- $85.35–$113.65
- Market cap
- $167B
- From 52-week high
- -14.9%
- Shares outstanding
- 1.73B
- Rank in Financial Services by discount to fair value
- #14 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
The Charles Schwab Corporation is a financial services company that provides brokerage services, banking products, and investment advisory services to individual investors, institutional clients, and financial advisors. The company operates primarily in the United States through its various business divisions and platforms.
SCHW currently ranks #14 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $167B
- P/E (trailing)
- 16x
- Revenue (TTM)
- $31.2B
- Net margin
- 34.2%
- EPS (TTM)
- $6.13
- Gross margin
- 87.8%
- Debt / equity
- 0.14
- Revenue growth (3-yr avg)
- 27.7%
- Shares outstanding
- 1.73B
Derived indicators how computed
- Quality grade
- C
- Margin trend
- Expanding
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 25 · oversold
- 50-day average
- $104.44
- 200-day average
- $98.15
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $1.23 per share (4 payments)
- Yield on last price
- 1.27%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-08-14
- Last payment date
- 2026-08-28
Earnings how computed
- Last 8 quarters vs consensus
- 7 beat, 0 missed
- Quarter by quarter
- 2026-09 ▲ beat (+1.8%)
2026-06 ▲ beat (+5.9%)
2026-03 ▲ beat (+2.1%)
2025-12 ▬ met (0.0%)
2025-09 ▲ beat (+4.8%)
2025-06 ▲ beat (+3.6%)
2025-03 ▲ beat (+3.0%)
2024-12 ▲ beat (+11.0%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 18 buy · 3 hold · 1 sell (22 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $118
- Target vs last price
- +22.0%
What our data shows for SCHW
- Our model validated 17 trailing price-to-earnings windows for SCHW, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $85.35–$113.65.
- The 14-day relative strength index sits at an oversold 25.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for SCHW
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent SCHW news
TickrTrends' derived news-sentiment signal for SCHW is currently leaning positive, computed from recent coverage.
- Schwab Consistently Keeps EOCA Low (NYSE:SCHW) (seekingalpha.com, 2026-10-20)
TickrTrends take: Schwab's ability to maintain low expense ratios on its client accounts suggests operational efficiency that could support margin sustainability, a factor relevant to how the market prices the stock relative to its earnings power. Given TickrTrends' undervalued assessment, investors focused on valuation metrics should monitor whether this cost discipline translates into competitive advantages that justify the current market valuation relative to peers in the Financial Services sector. The consistency of low operating expenses may indicate pricing power and operational leverage that could benefit shareholders if the market reprices the stock upward. - The Charles Schwab Corporation Fall Business Update Transcript (gurufocus.com, 2026-10-15)
TickrTrends take: The Charles Schwab Corporation provided a fall business update that offers current operational insights relevant to evaluating the company's financial position. Given TickrTrends' undervalued designation for SCHW in the Financial Services sector, investors focused on valuation metrics should examine whether the update's disclosures on revenue trends, client assets, and operational efficiency support or challenge the current undervaluation assessment. The timing and content of such business updates typically provide the data points needed to validate whether the stock's current pricing accurately reflects the company's earning power and competitive position. - Goldman Sachs (GS) vs Charles Schwab (SCHW): Which is a Better Stock to Buy? (insidermonkey.com, 2026-10-06)
TickrTrends take: Charles Schwab operates in the Financial Services sector where valuation metrics can significantly influence investor decisions, and TickrTrends currently identifies SCHW as undervalued based on its derived analysis. A valuation-focused reader should monitor how SCHW's fundamentals compare to competitors like Goldman Sachs, particularly regarding earnings multiples and book value metrics that typically drive investment decisions in the financial services industry. Any shifts in SCHW's valuation status would reflect changes in these underlying metrics relative to sector peers and historical averages.
More SCHW news
- E-Brokerage Market Projected to Reach $34.6 Billion by 2034 as Record Retail Trading Volumes Lift Platforms (manilatimes.net, 2026-10-03)
- Anthropic Just Put Claude Inside Schwab and BlackRock. The AI Agent War Has Reached Wealth Management (insidermonkey.com, 2026-09-15)
What people are saying
Follow the SCHW conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for SCHW have shifted this week across multiple metrics. The balance-sheet leverage band improved from moderate to low, while the quality grade declined from B to C, and the revenue growth band adjusted from strong to high. The current valuation verdict remains undervalued.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — # SCHW Weekly Indicator Summary TickrTrends' quality grade for SCHW improved from D to B this week, reflecting positive movement in the underlying fundamental metrics that comprise the quality assessment. The Financial Services sector stock maintains an undervalued verdict on current valuation measures.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — TickrTrends' derived indicators for SCHW showed a shift in the Relative Strength Index zone this week, moving from neutral territory into oversold conditions. The stock maintains an undervalued valuation verdict within the Financial Services sector. This technical movement suggests increased selling pressure in the near term.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is SCHW stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), SCHW is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is SCHW's TickrTrends verdict?
SCHW's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does SCHW compare to other Financial Services stocks?
SCHW ranks #14 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is SCHW overbought or oversold?
SCHW's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.
Does SCHW pay a dividend?
Yes. SCHW paid $1.23 per share over the last twelve months (4 payments), a 1.27% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-08-14.
Does SCHW usually beat earnings estimates?
Over its last 8 reported quarters SCHW beat the consensus estimate 7 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about SCHW?
Of 22 analysts covering SCHW, 18 rate it a buy, 3 a hold and 1 a sell - buy-leaning, with a consensus price target of $118 (+22.0% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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