Sezzle Inc. (SEZL) fair value analysis
Nasdaq · Updated 2026-10-19
SEZL price how computed
Forward Fair Value verdict
Fairly valuedSEZL is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $127.65
- Sector
- Financial Services
- 12-month range
- $50.97–$188.55
- Market cap
- $4.31B
- From 52-week high
- -32.3%
- Shares outstanding
- 33.8M
- Rank in Financial Services by discount to fair value
- #107 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Sezzle Inc. is a financial services company that provides a buy-now-pay-later platform allowing consumers to purchase goods and services and pay for them in installments over time. The company operates primarily in North America, serving customers and merchant partners across the United States and Canada.
SEZL currently ranks #107 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 5 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $4.31B
- P/E (trailing)
- 28x
- Revenue (TTM)
- $532M
- Net margin
- 30.4%
- EPS (TTM)
- $4.48
- Gross margin
- 86.1%
- Debt / equity
- 0.52
- Revenue growth (3-yr avg)
- 88.8%
- Shares outstanding
- 33.8M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The upper-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 59 · neutral
- 50-day average
- $118.85
- 200-day average
- $105.65
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Earnings how computed
- Next earnings report
- 2026-11-04 (post-market)
- Last 8 quarters vs consensus
- 8 beat, 0 missed
- Quarter by quarter
- 2026-06 ▲ beat (+18.9%)
2026-03 ▲ beat (+15.3%)
2025-12 ▲ beat (+26.0%)
2025-09 ▲ beat (+9.2%)
2025-06 ▲ beat (+19.0%)
2025-03 ▲ beat (+400.0%)
2024-12 ▲ beat (+44.4%)
2024-09 ▲ beat (+226.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 4 buy · 3 hold · 0 sell (7 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $167
- Target vs last price
- +30.8%
What our data shows for SEZL
- Our model validated 9 trailing price-to-earnings windows for SEZL, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $50.97–$188.55.
- The 14-day relative strength index sits at a neutral 59.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for SEZL
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
What people are saying
Follow the SEZL conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for SEZL showed mixed movements this week. The 50/200-day trend state shifted from mixed to uptrend, suggesting improved near-term momentum, while the sector discount rank moved from 56th to 117th, indicating the stock's valuation relative to other Financial Services companies has become less favorable. The stock currently maintains a fairly valued assessment.
- 2026-10-05 — SEZL moved from an overvalued to fairly valued status this week as its sector discount rank improved significantly from 164 to 56 within the Financial Services sector. This improvement indicates that SEZL has become more competitively priced relative to other companies in its sector according to TickrTrends' derived indicators.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is SEZL stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), SEZL is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is SEZL's TickrTrends verdict?
SEZL's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does SEZL compare to other Financial Services stocks?
SEZL ranks #107 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is SEZL overbought or oversold?
SEZL's 14-day RSI is in neutral territory - neither overbought nor oversold.
When does SEZL report earnings next?
SEZL's next earnings report is scheduled for 2026-11-04 (post-market), per the published earnings calendar.
Does SEZL usually beat earnings estimates?
Over its last 8 reported quarters SEZL beat the consensus estimate 8 times and missed 0 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about SEZL?
Of 7 analysts covering SEZL, 4 rate it a buy, 3 a hold and 0 a sell - buy-leaning, with a consensus price target of $167 (+30.8% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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