Safety Insurance Group, Inc. (SAFT) fair value analysis
Nasdaq · Updated 2026-10-19
SAFT price how computed
Forward Fair Value verdict
Fairly valuedSAFT is trading at within about 10% of estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $104.03
- Sector
- Financial Services
- 12-month range
- $67.37–$104.03
- Market cap
- $1.53B
- From 52-week high
- 0.0%
- Shares outstanding
- 14.7M
- Rank in Financial Services by discount to fair value
- #85 of 167
Last price is our stored weekly price from 2026-10-16, older than the 2026-10-19 run that built this page; the chart runs through 2026-10-16.
Safety Insurance Group, Inc. is a property and casualty insurance company that provides personal auto, homeowners, and commercial insurance coverage to customers. The company operates primarily in the northeastern United States, with a focus on states including Massachusetts, Rhode Island, Connecticut, and New Hampshire.
SAFT currently ranks #85 of 167 Financial Services stocks by discount to fair value. It has screened as Fairly valued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $1.53B
- P/E (trailing)
- 23x
- Revenue (TTM)
- $1.47B
- Net margin
- 4.7%
- EPS (TTM)
- $4.53
- Gross margin
- 62.5%
- Debt / equity
- 0.07
- Revenue growth (3-yr avg)
- 43.3%
- Shares outstanding
- 14.7M
Derived indicators how computed
- Quality grade
- A
- Margin trend
- Expanding
- 52-week position
- The top quarter of its range
Technicals how computed
- RSI (14-day)
- 70 · overbought
- 50-day average
- $103.58
- 200-day average
- $83.27
- Moving-average state
- 50-day above 200-day (golden cross state); price above both averages
Dividends how computed
- Paid, last 12 months
- $3.68 per share (4 payments)
- Yield on last price
- 3.54%
- Consecutive years of increases
- 1
- Last ex-dividend date
- 2026-09-01
- Last payment date
- 2026-09-15
Earnings how computed
- Next earnings report
- 2026-11-02
- Last 8 quarters vs consensus
- 4 beat, 4 missed
- Quarter by quarter
- 2026-03 ▼ miss
2025-12 ▲ beat (+3.3%)
2025-09 ▲ beat
2025-06 ▲ beat
2024-09 ▼ miss (-21.4%)
2024-06 ▼ miss (-9.2%)
2024-03 ▲ beat (+172.0%)
2023-12 ▼ miss (-61.0%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Consensus price target
- $70
- Target vs last price
- -32.7%
What our data shows for SAFT
- Our model validated 17 trailing price-to-earnings windows for SAFT, built from quarterly earnings records.
- Shares are trading in the upper third of their 12-month price range of $67.37–$104.03.
- The 14-day relative strength index sits at an overbought 70.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for SAFT
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent SAFT news
TickrTrends' derived news-sentiment signal for SAFT is currently leaning positive, computed from recent coverage.
- Atlantic American Corporation Receives Nasdaq Notice Regarding Delayed Second Quarter Form 10-Q Filing (manilatimes.net, 2026-08-26)
TickrTrends take: Atlantic American Corporation, which operates in the Financial Services sector, received a Nasdaq notice regarding a delayed second quarter Form 10-Q filing, an administrative matter that typically indicates timing issues with regulatory submissions. According to TickrTrends' current assessment, SAFT is considered fairly valued, meaning the market price aligns with fundamentals despite the filing delay. Investors monitoring the valuation should track whether the delayed disclosure resolves promptly and whether any substantive issues emerge that could alter the company's financial position or earnings outlook. - Atlantic American Corporation Receives Nasdaq Notice Regarding Delayed Second Quarter Form 10-Q Filing (markets.businessinsider.com, 2026-08-26)
TickrTrends take: Atlantic American Corporation, which trades under the ticker SAFT, received a Nasdaq notice regarding a delayed Form 10-Q filing for the second quarter, indicating potential compliance issues that investors should monitor. Given TickrTrends' current assessment of the stock as fairly valued, the timing and eventual content of the delayed filing will be important for validating or challenging that valuation perspective. For a Financial Services sector company, filing delays can affect investor confidence and may warrant attention to how management addresses the compliance matter when the filing is ultimately submitted.
What people are saying
Follow the SAFT conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — TickrTrends' derived indicators for SAFT show a shift in momentum this week, with the RSI zone moving from neutral to overbought territory. The stock maintains a Fairly valued assessment based on current valuation metrics. This change suggests increased buying pressure in the Financial Services sector holding.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — TickrTrends' derived indicators for SAFT showed improvement this week as the company's quality grade advanced from B to A. The sector discount rank moved from #87 to #94, indicating a shift in relative valuation positioning within the Financial Services sector. The stock maintains a Fairly valued assessment based on current valuation metrics.
- 2026-10-05 — SAFT's sector discount rank declined this week, moving from #79 to #87, indicating it is now positioned lower in the Financial Services sector ranking for valuation discount. The stock maintains a fairly valued assessment based on current fundamental metrics.
- 2026-09-28 — TickrTrends' derived indicators for SAFT show movement toward neutral positioning this week. The relative strength index zone shifted from overbought to neutral, while the sector discount rank declined from number 71 to number 79, indicating the stock has become relatively less discounted compared to other Financial Services sector companies. The current valuation verdict remains fairly valued.
- 2026-09-21 — SAFT's relative strength index has shifted from neutral territory into overbought zone this week, indicating upward momentum in the Financial Services sector stock. The company maintains a fairly valued valuation verdict based on current analysis. This technical movement suggests increased buying pressure over the past seven days.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is SAFT stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), SAFT is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.
What is SAFT's TickrTrends verdict?
SAFT's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.
How does SAFT compare to other Financial Services stocks?
SAFT ranks #85 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is SAFT overbought or oversold?
SAFT's 14-day RSI is in the overbought zone on TickrTrends' latest weekly data.
Does SAFT pay a dividend?
Yes. SAFT paid $3.68 per share over the last twelve months (4 payments), a 3.54% yield on TickrTrends' last price, and has raised the annual total for 1 consecutive year. The last ex-dividend date was 2026-09-01.
When does SAFT report earnings next?
SAFT's next earnings report is scheduled for 2026-11-02, per the published earnings calendar.
Does SAFT usually beat earnings estimates?
Over its last 8 reported quarters SAFT beat the consensus estimate 4 times and missed 4 times, by TickrTrends' comparison of reported and estimated EPS.
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