Qfin Holdings, Inc. (QFIN) fair value analysis
Nasdaq · Updated 2026-10-19
QFIN price how computed
Valuation status
Reports in CNYQFIN reports its results in CNY while its shares trade in US dollars.
Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for QFIN until same-currency inputs are available. Price and market cap below are in US dollars; revenue and EPS are shown in CNY.
- Last price
- $6.46
- Sector
- Financial Services
- 12-month range
- $5.67–$26.99
- Market cap
- $786M
- From 52-week high
- -76.0%
- Shares outstanding
- 122M
- Rank in Financial Services by quality score
- #69 of 207
Last price is the 2026-10-01 month-start close, the freshest stored price; the chart runs through 2026-10-16.
Qfin Holdings, Inc. is a financial technology company that provides loan facilitation and investment services in China. The company operates an online platform that connects borrowers and investors through its digital lending marketplace.
QFIN currently ranks #69 of 207 Financial Services stocks by quality score.
Fundamentals (4 quarters) how computed
Revenue and EPS are shown in CNY; the trailing P/E is omitted because an EPS in CNY against a US-dollar share price would mislead.
- Market cap
- $786M
- Revenue (TTM)
- CNY 16.1B
- Net margin
- 23.3%
- EPS (TTM)
- CNY 26.26
- Gross margin
- 77.4%
- Debt / equity
- 0.12
- Revenue growth (3-yr avg)
- -5.6%
- Shares outstanding
- 122M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Contracting
- 52-week position
- The bottom quarter of its range
Technicals how computed
- RSI (14-day)
- 12 · oversold
- 50-day average
- $8.72
- 200-day average
- $13.10
- Moving-average state
- 50-day below 200-day (death cross state); price below both averages
Dividends how computed
- Paid, last 12 months
- $1.24 per share (2 payments)
- Yield on last price
- 19.18%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-09
- Last payment date
- 2026-10-01
Earnings how computed
- Next earnings report
- 2026-11-17
- Last 8 quarters vs consensus
- 5 beat, 3 missed
- Quarter by quarter
- 2026-06 ▼ miss (-50.0%)
2026-03 ▲ beat (+12.1%)
2025-12 ▼ miss (-14.7%)
2025-09 ▼ miss (-8.5%)
2025-06 ▲ beat (+0.7%)
2025-03 ▲ beat (+1.2%)
2024-12 ▲ beat (+75.8%)
2024-09 ▲ beat (+21.7%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 8 buy · 3 hold · 2 sell (13 analysts)
- Consensus lean
- Buy-leaning
- Consensus price target
- $14.8
- Target vs last price
- +128.9%
What our data shows for QFIN
- Shares are trading in the lower third of their 12-month price range of $5.67–$26.99.
- The 14-day relative strength index sits at an oversold 12.
What subscribers see
- Every published Forward Fair Value with its exact discount or premium
- The normalized P/E and quarter count behind each estimate
- Screeners and rankings across the full S&P 500 and Nasdaq universes
- QFIN's own verdict the week it qualifies, published automatically
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent QFIN news
TickrTrends' derived news-sentiment signal for QFIN is currently leaning positive, computed from recent coverage.
- Chinese Stocks Decline: Key Movers and Shakers on September 10 (gurufocus.com, 2026-09-09)
What people are saying
Follow the QFIN conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-05 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.
Frequently asked questions
Is QFIN stock undervalued?
QFIN reports its results in CNY while its shares trade in US dollars. Forward Fair Value needs earnings and price in the same currency, so TickrTrends publishes no fair-value verdict for QFIN until same-currency inputs are available.
What is QFIN's TickrTrends verdict?
QFIN is currently marked 'Reports in CNY' - no verdict is published on inputs in two different currencies.
How does QFIN compare to other Financial Services stocks?
QFIN ranks #69 of 207 Financial Services stocks in TickrTrends' coverage by quality score. It carries no fair-value verdict yet, so it is not ranked by discount.
Is QFIN overbought or oversold?
QFIN's 14-day RSI is in the oversold zone on TickrTrends' latest weekly data.
Does QFIN pay a dividend?
Yes. QFIN paid $1.24 per share over the last twelve months (2 payments), a 19.18% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-09.
When does QFIN report earnings next?
QFIN's next earnings report is scheduled for 2026-11-17, per the published earnings calendar.
Does QFIN usually beat earnings estimates?
Over its last 8 reported quarters QFIN beat the consensus estimate 5 times and missed 3 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about QFIN?
Of 13 analysts covering QFIN, 8 rate it a buy, 3 a hold and 2 a sell - buy-leaning, with a consensus price target of $14.8 (+128.9% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.