Regions Financial Corporation (RF) fair value analysis

Fundamentals (4 quarters) how computed

Market cap

$23B

P/E (trailing)

10x

Revenue (TTM)

$9.57B

Net margin

24.0%

EPS (TTM)

$2.60

Gross margin

77.5%

Debt / equity

0.59

Revenue growth (3-yr avg)

1.9%

Shares outstanding

852M

Derived indicators how computed

Quality grade

F ↓

Margin trend

Expanding

52-week position

The lower-middle quarter of its range

Technicals how computed

RSI (14-day)

43 · neutral

50-day average

$29.14

200-day average

$28.67

Moving-average state

50-day above 200-day (golden cross state); price between the averages

Dividends how computed

Paid, last 12 months

$1.09 per share (4 payments)

Yield on last price

4.05%

Consecutive years of increases

13

Next ex-dividend date

2026-12-01

Last payment date

2026-10-01

Earnings how computed

Last 8 quarters vs consensus

7 beat, 1 missed

Quarter by quarter

2026-09 ▲ beat (+9.0%)
2026-06 ▲ beat (+6.3%)
2026-03 ▲ beat (+5.1%)
2025-12 ▼ miss (-6.6%)
2025-09 ▲ beat (+5.0%)
2025-06 ▲ beat (+7.1%)
2025-03 ▲ beat (+5.9%)
2024-12 ▲ beat (+7.3%)

Analyst consensus how computed

This is not TickrTrends' verdict.

Analyst ratings

6 buy · 13 hold · 3 sell (22 analysts)

Consensus lean

Hold-leaning

Consensus price target

$31.5

Target vs last price

+16.5%

Recent RF news

TickrTrends' derived news-sentiment signal for RF is currently leaning positive, computed from recent coverage.

• Q3 2026 Regions Financial Corp Earnings Call Transcript (gurufocus.com, 2026-10-16)
  TickrTrends take: Regions Financial Corp reported Q3 2026 results, providing updated insight into the company's operational performance and financial trajectory. Given TickrTrends' current assessment that RF is fairly valued, investors focused on valuation metrics should monitor whether the earnings call reveals any material changes to earnings power or capital efficiency that might warrant a valuation adjustment. Within the Financial Services sector, RF's competitive positioning and profitability trends relative to its current price will be key factors for determining whether the fairly valued status remains appropriate going forward.
• Regions Financial (RF) Reports Strong Q3 Earnings, Highlights Dividend Sustainability (gurufocus.com, 2026-10-16)
  TickrTrends take: Regions Financial reported strong third quarter earnings results that support the sustainability of its dividend payments, which provides a foundation for evaluating the company's capital allocation strategy. Given that TickrTrends currently assesses RF as fairly valued, investors focused on valuation metrics should monitor whether the earnings strength translates into improved return on equity or other efficiency measures that could justify any future multiple expansion. For a Financial Services sector company, sustained earnings quality and dividend coverage remain key factors in determining whether the fair value assessment remains appropriate over time.
• Regions Financial (RF) Shares Rise on Strong Q3 Results, Dividend Sustainability in Focus (gurufocus.com, 2026-10-16)
  TickrTrends take: Regions Financial's strong third quarter performance has contributed to positive market sentiment around the stock, though TickrTrends currently assesses the company as fairly valued within the Financial Services sector. For valuation-focused investors, the sustainability of the dividend will be a key metric to monitor, as it directly impacts the return profile and risk assessment of the investment. The relationship between earnings strength and capital allocation decisions will be particularly relevant in determining whether the current valuation remains appropriate going forward.

More RF news

• Regions Financial Corp (RF) Declares Quarterly Dividend of $0.30, Yielding 4.46% (gurufocus.com, 2026-10-14)
• Regions Financial Preferred: Lower Duration, But Limited Yield Appeal (RF.PR.C) (seekingalpha.com, 2026-10-14)
• Regions Financial: 7.2% Preferred Dividend Yield Backed By Strong Earnings (NYSE:RF) (seekingalpha.com, 2026-10-03)
• RF Looks 3.8% Overvalued on GF Value™ as Dividend Sustainability Remains Key (gurufocus.com, 2026-09-23)
• Regions Financial Corporation at Barclays Global Financial Services Conference Transcript (gurufocus.com, 2026-09-15)

What people are saying

Follow the RF conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

• 2026-10-19 — TickrTrends' derived indicators for RF showed several shifts this week. Balance-sheet leverage moved from a low band to moderate, while the quality grade declined from C to F. The RSI zone transitioned from oversold to neutral territory, with the stock maintaining a fairly valued valuation verdict overall.
• 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
• 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
• 2026-10-10 — TickrTrends' derived indicators for RF in the Financial Services sector shifted this week as the valuation verdict improved from Overvalued to Fairly valued. This change reflects a recalibration of the company's valuation metrics relative to sector benchmarks and historical norms. The stock is now assessed as trading at levels more consistent with its fundamental value.
• 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
• 2026-09-28 — TickrTrends' derived indicators for RF showed movement this week within the Financial Services sector. The RSI zone shifted from neutral to oversold, while the sector discount rank improved from 131st to 125th position. RF currently carries an overvalued valuation verdict.
• 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
• 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.

Frequently asked questions

Is RF stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), RF is trading at within about 10% of estimated fair value and screens as fairly valued. The exact fair value and discount are available to subscribers.

What is RF's TickrTrends verdict?

RF's current verdict is Fairly valued, refreshed with every weekly Forward Fair Value run.

How does RF compare to other Financial Services stocks?

RF ranks #111 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.

Is RF overbought or oversold?

RF's 14-day RSI is in neutral territory - neither overbought nor oversold.

Does RF pay a dividend?

Yes. RF paid $1.09 per share over the last twelve months (4 payments), a 4.05% yield on TickrTrends' last price, and has raised the annual total for 13 consecutive years. The next ex-dividend date on file is 2026-12-01.

Does RF usually beat earnings estimates?

Over its last 8 reported quarters RF beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.

What do analysts say about RF?

Of 22 analysts covering RF, 6 rate it a buy, 13 a hold and 3 a sell - hold-leaning, with a consensus price target of $31.5 (+16.5% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.

More in Financial Services

• RJF — Raymond James Financial, Inc.
• SAFT — Safety Insurance Group, Inc.
• SATA — Strive, Inc.
• SBCF — Seacoast Banking Corporation of Florida
• SBET — Sharplink, Inc.
• SCHW — The Charles Schwab Corporation
• SEIC — SEI Investments Company

All Financial Services fair-value coverage →

Head-to-head comparisons

RF vs BEN · RF vs BFST · RF vs BRK-B · RF vs CFG · RF vs CGBD