PayPal Holdings, Inc. (PYPL) fair value analysis
S&P 500 & Nasdaq · Updated 2026-10-19
PYPL price how computed
Forward Fair Value verdict
UndervaluedPYPL is trading at a 10–25% discount to estimated fair value.
Based on TickrTrends' weekly Forward Fair Value model.
- Last price
- $55.53
- Sector
- Financial Services
- 12-month range
- $39.08–$73.02
- Market cap
- $47.5B
- From 52-week high
- -24.0%
- Shares outstanding
- 855M
- Rank in Financial Services by discount to fair value
- #26 of 167
Last price is our 2026-10-19 weekly price; the chart runs through 2026-10-16.
PayPal Holdings, Inc. is a financial services company that provides digital payment solutions, including online payment processing, money transfers, and digital wallet services to consumers and merchants. The company operates globally, serving customers across multiple continents through its platforms and services.
PYPL currently ranks #26 of 167 Financial Services stocks by discount to fair value. It has screened as Undervalued for 14 consecutive weekly runs.
Fundamentals (4 quarters) how computed
- Market cap
- $47.5B
- P/E (trailing)
- 10x
- Revenue (TTM)
- $34.1B
- Net margin
- 14.4%
- EPS (TTM)
- $5.29
- Gross margin
- 44.9%
- Debt / equity
- 0.72
- Revenue growth (3-yr avg)
- 5.7%
- Shares outstanding
- 855M
Derived indicators how computed
- Quality grade
- B
- Margin trend
- Contracting
- 52-week position
- The lower-middle quarter of its range
Technicals how computed
- RSI (14-day)
- 66 · neutral
- 50-day average
- $56.08
- 200-day average
- $50.05
- Moving-average state
- 50-day above 200-day (golden cross state); price between the averages
Dividends how computed
- Paid, last 12 months
- $0.56 per share (4 payments)
- Yield on last price
- 1.01%
- Consecutive years of increases
- 0 (no streak on complete calendar years)
- Last ex-dividend date
- 2026-09-04
- Last payment date
- 2026-09-25
Earnings how computed
- Next earnings report
- 2026-10-27 (pre-market)
- Last 8 quarters vs consensus
- 7 beat, 1 missed
- Quarter by quarter
- 2026-06 ▲ beat (+7.8%)
2026-03 ▲ beat (+5.5%)
2025-12 ▼ miss (-4.7%)
2025-09 ▲ beat (+10.7%)
2025-06 ▲ beat (+7.7%)
2025-03 ▲ beat (+14.7%)
2024-12 ▲ beat (+6.2%)
2024-09 ▲ beat (+12.1%)
Analyst consensus how computed
This is not TickrTrends' verdict.
- Analyst ratings
- 7 buy · 33 hold · 3 sell (43 analysts)
- Consensus lean
- Hold-leaning
- Consensus price target
- $56.7
- Target vs last price
- +2.1%
What our data shows for PYPL
- Our model validated 17 trailing price-to-earnings windows for PYPL, built from quarterly earnings records.
- Shares are trading in the middle of their 12-month price range of $39.08–$73.02.
- The 14-day relative strength index sits at a neutral 66.
The exact numbers are one step away
- The precise Forward Fair Value dollar figure for PYPL
- Exact discount / premium to today's price
- The normalized historical P/E behind the estimate, and how many quarters support it
- Forward EPS input and fiscal-year basis
- Screeners and rankings across the full S&P 500 and Nasdaq universes
Forward Fair Value applies a conservatively normalized historical price-to-earnings multiple to the consensus earnings estimate for the next full fiscal year; how TickrTrends computes it.
Recent PYPL news
TickrTrends' derived news-sentiment signal for PYPL is currently leaning positive, computed from recent coverage.
- Apple faces UK regulatory push to open iPhone contactless payment systems (business-standard.com, 2026-10-20)
TickrTrends take: Apple's regulatory pressure in the UK regarding contactless payment systems could create competitive opportunities for payment processors like PayPal, particularly if forced interoperability expands access to iPhone users. TickrTrends currently assesses PYPL as undervalued within the Financial Services sector, suggesting the market may not be fully pricing in potential benefits from shifts in mobile payment competition. Investors monitoring PYPL's valuation should track how regulatory outcomes in the UK and similar jurisdictions affect the competitive landscape for alternative payment solutions. - PayPal: Market's Extreme Mispricing Is Starting To Unwind (NASDAQ:PYPL) (seekingalpha.com, 2026-10-17)
TickrTrends take: PayPal operates in the Financial Services sector where valuation metrics can shift significantly as market sentiment adjusts. TickrTrends currently derives an undervalued verdict for PYPL, which aligns with the premise that market mispricing may be correcting. Investors focused on valuation should monitor whether this potential repricing continues and how it affects the company's relative standing within its sector. - Glance Partners with PayPal (PYPL) for Seamless Agentic Commerce Integration (gurufocus.com, 2026-10-15)
TickrTrends take: PayPal's partnership with Glance to enable agentic commerce integration represents a strategic move into emerging commerce technologies at a time when TickrTrends currently considers the stock undervalued. This development could be significant for investors tracking the company's ability to capture new transaction flows through AI-driven shopping experiences, which may enhance revenue diversification within the Financial Services sector. Observers focused on valuation metrics should monitor whether this partnership translates into measurable user adoption and transaction volume growth that could support the company's current undervalued positioning.
More PYPL news
- Greenlight Capital's Q2 Lag Highlights Comcast (CMCSA) Dividend Appeal Amid Market Challenges (gurufocus.com, 2026-10-13)
- PayPal (PYPL): Is Its Low Earnings Multiple a Bargain or a Value Trap? (insidermonkey.com, 2026-10-12)
- PayPal (PYPL) Has Fallen From Grace. Could AI Commerce Be Its Way Back? (insidermonkey.com, 2026-10-06)
- IQQQ: A Primer On The ProShares Nasdaq-100 High Income ETF (NASDAQ:IQQQ) (seekingalpha.com, 2026-09-29)
What people are saying
Follow the PYPL conversation: Stocktwits · Reddit · X
TickrTrends weekly updates
- 2026-10-19 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-12 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-11 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-10 — No material change this week: the verdict, bands and grades all held steady.
- 2026-10-06 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-28 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-21 — No material change this week: the verdict, bands and grades all held steady.
- 2026-09-17 — No material change this week: the verdict, bands and grades all held steady.
Frequently asked questions
Is PYPL stock undervalued?
Based on TickrTrends' Forward Fair Value model (updated 2026-10-19), PYPL is trading at a 10–25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.
What is PYPL's TickrTrends verdict?
PYPL's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.
How does PYPL compare to other Financial Services stocks?
PYPL ranks #26 of 167 Financial Services stocks in TickrTrends' coverage by discount to fair value.
Is PYPL overbought or oversold?
PYPL's 14-day RSI is in neutral territory - neither overbought nor oversold.
Does PYPL pay a dividend?
Yes. PYPL paid $0.56 per share over the last twelve months (4 payments), a 1.01% yield on TickrTrends' last price. The last ex-dividend date was 2026-09-04.
When does PYPL report earnings next?
PYPL's next earnings report is scheduled for 2026-10-27 (pre-market), per the published earnings calendar.
Does PYPL usually beat earnings estimates?
Over its last 8 reported quarters PYPL beat the consensus estimate 7 times and missed 1 times, by TickrTrends' comparison of reported and estimated EPS.
What do analysts say about PYPL?
Of 43 analysts covering PYPL, 7 rate it a buy, 33 a hold and 3 a sell - hold-leaning, with a consensus price target of $56.7 (+2.1% versus TickrTrends' last price). This is the analyst consensus, not TickrTrends' Forward Fair Value verdict.
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