PayPal Holdings, Inc. (PYPL) fair value analysis

S&P 500 & Nasdaq · Updated 2026-09-07

PayPal Holdings, Inc. is a financial services company that provides digital payment solutions, including online payment processing, money transfers, and digital wallet services to consumers and merchants. The company operates globally, serving customers across multiple continents through its platforms and services.

Forward Fair Value verdict

Undervalued

Based on TickrTrends' weekly Forward Fair Value model, PYPL is trading at more than a 25% discount to estimated fair value.

PYPL currently ranks #22 of 165 Financial Services stocks by discount to Forward Fair Value. It has screened as Undervalued for 3 consecutive weekly runs.

Last price: $54.96
Sector: Financial Services
12-month range: $44.63–$69.27

Derived indicators

Coarse bands from TickrTrends' weekly models; exact figures are part of the full report.

Quality grade: C
Leverage: Moderate
Margin trend: Expanding
Revenue growth: Modest
RSI zone: Neutral
50/200-day trend: Uptrend
52-week position: The lower-middle quarter of its range
DCF cross-check: Undervalued

What our data shows for PYPL

Our model validated 17 trailing price-to-earnings windows for PYPL, built from quarterly earnings records.
Shares are trading in the middle of their 12-month price range of $44.63–$69.27.
The 14-day relative strength index sits at a neutral 44.

The exact numbers are one step away

The precise Forward Fair Value dollar figure for PYPL
Exact discount / premium to today's price
The normalized historical P/E behind the estimate, and how many quarters support it
Forward EPS input and fiscal-year basis
Screeners and rankings across the full S&P 500 and Nasdaq universes

See the exact fair value →

How Forward Fair Value works

TickrTrends computes a Forward Fair Value for every covered stock each week: a conservatively normalized historical price-to-earnings multiple is applied to the analyst-consensus earnings estimate for the next full fiscal year. Every input window is validated for continuity and every result is screened for plausibility before publication.

Recent PYPL news

TickrTrends' derived news-sentiment signal for PYPL is currently leaning positive, computed from recent coverage.

PYPL Looks 34.8% Undervalued on GF Value™ Amid Market Headwinds (gurufocus.com, 2026-09-04)
TickrTrends take: PayPal is trading at a significant discount to its intrinsic value estimate according to GF Value metrics, which may present an opportunity for investors focused on valuation metrics in the Financial Services sector. TickrTrends currently maintains an undervalued assessment for PYPL, aligning with the broader valuation analysis suggesting the stock trades below its fundamental worth. Valuation-focused investors should monitor whether PYPL closes this gap or if market headwinds continue to pressure the stock despite its discounted valuation.

What people are saying

Follow the PYPL conversation: Stocktwits · Reddit · X

TickrTrends weekly updates

2026-09-07 — TickrTrends' derived indicators for PYPL shifted this week to reflect an undervalued assessment, with the DCF cross-check band moving from a fairly valued to an undervalued position. This change in the valuation indicator aligns with the current verdict that the stock is trading below its fundamental value. The shift suggests that the company's intrinsic value calculation now indicates greater margin between the stock price and underlying worth.
2026-09-06 — TickrTrends' derived indicators for PYPL showed several shifts this week as the Financial Services company moved toward a more positive technical picture. The 50/200-day trend state improved from mixed to uptrend, while momentum readings declined from B to none, and the DCF cross-check band moved from overvalued to fairly valued. The sector discount rank shifted from #17 to #22, though the current valuation verdict remains undervalued.
2026-08-31 — TickrTrends initiated weekly Forward Fair Value coverage of this stock.

Frequently asked questions

Is PYPL stock undervalued?

Based on TickrTrends' Forward Fair Value model (updated 2026-09-07), PYPL is trading at more than a 25% discount to estimated fair value and screens as undervalued. The exact fair value and discount are available to subscribers.

What is PYPL's TickrTrends verdict?

PYPL's current verdict is Undervalued, refreshed with every weekly Forward Fair Value run.

How does PYPL compare to other Financial Services stocks?

PYPL ranks #22 of 165 Financial Services stocks in TickrTrends' coverage when sorted by discount to Forward Fair Value.

Is PYPL overbought or oversold?

PYPL's 14-day RSI is in neutral territory - neither overbought nor oversold.

All Financial Services fair-value coverage →

Head-to-head comparisons

PYPL vs AON · PYPL vs BX · PYPL vs MA · PYPL vs MCO · PYPL vs NBBK